Zions Bancorporation (ZION)

NASDAQ
Currency in USD
58.64
+0.62(+1.07%)
Closed
After Hours
58.24-0.40(-0.68%)
ZION Scorecard
Full Analysis
Has raised its dividend for 12 consecutive years
Fair Value
Day's Range
57.4059.22
52 wk Range
37.7663.22
Key Statistics
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Prev. Close
58.02
Open
57.57
Day's Range
57.4-59.22
52 wk Range
37.76-63.22
Volume
1.19M
Average Vol. (3m)
1.28M
1-Year Change
33.21%
Book Value / Share
41.01
Fair Value
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Fair Value Upside
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ZION Scorecardpro icon
Company’s Health
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Fair Value
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Fair Pricepro lock
Upsidepro lock
Price Target
62.72
Upside
+6.96%
Members' Sentiments
Bearish
Bullish
ProTips
8 analysts have revised their earnings upwards for the upcoming period
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Zions Bancorporation Company Profile

Zions Bancorporation, National Association provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. It operates through Zions Bank, California Bank & Trust, Amegy Bank, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington segments. The company offers commercial and small business banking services to small- and medium-sized businesses, such as commercial, industrial, and owner-occupied lending and leasing; municipal and public finance services; depository account and cash management services; commercial and small business cards; merchant processing services; corporate trust services; and correspondent banking and international lending services. It also provides capital markets and investment banking services, including loan syndications, foreign exchange services, interest rate derivatives, fixed income securities underwriting, advisory and capital raising, commercial mortgage-backed security conduit lending, and power and project financing; and commercial real estate lending services consisting of term and construction/land development financing for commercial and residential purposes. In addition, the company offers retail banking services comprising residential mortgages, home equity lines of credit, personal lines of credit, installment consumer loans, depository account services, consumer cards, and personal trust services; and wealth management services consisting of investment management, fiduciary and estate, and advanced business succession and estate planning services. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.

Employees
9406

Zions Bancorporation SWOT Analysis


Risk Assessment
Delve into Zions' exposure to commercial real estate, particularly the $1.9 billion office loan portfolio, and the implications of rising classified loans
Market Valuation
Analysts project a normalized earnings power of $6.80 per share, with price targets ranging from $47 to $61, suggesting potential for valuation expansion
Strategic Positioning
Explore Zions' focus on SME lending and recent California expansion, positioning the bank for potential growth in commercial banking segment
Financial Resilience
Zions outperforms expectations with strong Q4 earnings, driven by robust net interest income and fees, despite challenges in credit quality
Read full SWOT analysis

Zions Bancorporation Earnings Call Summary for Q3/2024

  • Q4 2024 EPS of $1.34 beat $1.26 forecast; revenue of $820M surpassed $788.67M estimate
  • Net earnings rose to $204M, up $14M from Q3; adjusted pre-provision net revenue increased to $299M
  • Net interest margin expanded 5 basis points sequentially and 10 basis points year-over-year
  • Stock dipped 0.05% after-hours despite strong results; CEO expects continued performance improvement
  • Guidance: Slight to moderate net interest income increase in Q3 2025; stable to slightly increasing loan growth
Last Updated: 01/21/2025, 04:33 PM
Read Full Transcript

Compare ZION to Peers and Sector

Metrics to compare
ZION
Peers
Sector
Relationship
P/E Ratio
11.8x15.8x8.9x
PEG Ratio
0.85−0.580.03
Price / Book
1.4x1.2x1.0x
Price / LTM Sales
2.8x3.7x2.8x
Upside (Analyst Target)
7.4%15.2%13.5%
Fair Value Upside
Unlock4.9%2.9%Unlock

Analyst Ratings

3 Buy
15 Hold
2 Sell
Ratings:
20 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 62.72
(+6.96% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 5.01
Dividend Yield
2.93%
Industry Median 4.43%
Annualized Payout
1.7200
Paid quarterly
5-Years Growth
+5.34%
Growth Streak

Earnings

Latest Release
Jan 21, 2025
EPS / Forecast
1.34 / 1.26
Revenue / Forecast
820.00M / 788.67M
EPS Revisions
Last 90 days

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FAQ

What Is the Zions (ZION) Stock Price Today?

The Zions stock price today is 58.64

What Stock Exchange Does Zions Trade On?

Zions is listed and trades on the NASDAQ stock exchange.

What Is the Stock Symbol for Zions?

The stock symbol for Zions is "ZION."

Does Zions Pay Dividends? What’s The Current Dividend Yield?

The Zions dividend yield is 2.93%.

What Is the Zions Market Cap?

As of today, Zions market cap is 8.67B.

What is Zions Earnings Per Share?

The Zions EPS is 5.01.

What Is the Next Zions Earnings Date?

Zions will release its next earnings report on Apr 21, 2025.

From a Technical Analysis Perspective, Is ZION a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.
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