Capital One Financial Corporation (COF)

Currency in USD
209.01
-1.13(-0.54%)
Closed·
209.010.00(0.00%)
·
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Fair Value
Day's Range
206.90210.89
52 wk Range
174.24259.64
Key Statistics
Prev. Close
210.14
Open
210
Day's Range
206.9-210.89
52 wk Range
174.24-259.64
Volume
4.02M
Average Vol. (3m)
4.74M
1-Year Change
0.7423%
Book Value / Share
167.17
Fair Value
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Fair Value Upside
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COF Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
256.73
Upside
+22.83%
Members' Sentiments
Bearish
Bullish
ProTips
Net income is expected to grow this year
Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Buy
Moving Averages
Strong Buy

Analyst Ratings

20 Buy
4 Hold
0 Sell
Ratings:
24 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 256.73
(+22.83% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
BofA Securities
Buy229.00+9.56%231.00MaintainJul 22, 2026
JPMorgan
Buy246.00+17.70%245.00MaintainJul 22, 2026
Barclays
Buy240.00+14.83%242.00MaintainJul 22, 2026
JPMorgan
Buy245.00+17.22%215.00MaintainJul 13, 2026
HSBC
Buy229.00+9.56%226.00UpgradeJul 13, 2026

Capital One Financial Corporation SWOT Analysis


Capital Deployment
The company leverages over 300 basis points of excess capital to execute aggressive $16 billion buyback program while maintaining regulatory strength above 11% CET1 target
Analyst Outlook
Average price target stands at $274, reflecting confidence in capital returns and margin expansion despite concerns over loan growth moderation and economic sensitivity
Margin Excellence
Explore how expanding net interest margins, driven by favorable asset mix and strong deposit franchise, fuel profitability with EPS projections reaching $25.44 by FY2027
Credit Dynamics
Capital One navigates mixed credit signals with net charge-offs consistently outperforming expectations while delinquency trends show variability across card and auto portfolios
Read full SWOT analysis

Capital One Financial Corporation Earnings Call Summary for Q2/2026

  • Capital One Q2 adjusted EPS of $5.81 beat estimates by 24%, while revenue of $15.9B topped forecasts; stock rose 0.34% after-hours to $206.93.
  • Credit provisions fell 27% to $3.0B; domestic card purchase volume up 26% YoY including Discover, though integration costs continue pressuring results.
  • Discover tech migration expected complete by Q1 2027; loan-growth 'brownout' to bottom Q4 2026, with full $2.5B synergies still anticipated.
  • Non-interest expenses rose 7% sequentially on acquisition costs; CET1 ratio fell to 13.7% after buybacks, raising capital management questions.
  • CEO Fairbank emphasized ongoing AI and tech investments as part of 14-year transformation to build 'digital-first, full-service national bank.'
Last Updated: 07/21/2026, 06:50 PM
Read Full Transcript
Capital One Financial investor slides for Q2/2026
Capital One Q2 2026 slides
Last Update: Jul 21, 2026
See full investor slides

Earnings

Latest Release
Jul 21, 2026
EPS / Forecast
5.81 / 4.68
Revenue / Forecast
15.9B / 15.76B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 16.21%
Dividend Yield
1.52%
Industry Median 2.80%
Annualized Payout
3.20
Paid unevenly
5-Years Growth
+24.57%
Growth Streak

COF Income Statement

Compare COF to Peers and Sector

Metrics to compare
COF
Peers
Sector
Relationship
P/E Ratio
13.1x11.9x10.0x
PEG Ratio
0.010.230.03
Price / Book
1.2x1.0x1.0x
Price / LTM Sales
2.7x3.9x2.9x
Upside (Analyst Target)
21.8%16.6%14.0%
Fair Value Upside
Unlock−10.7%2.8%Unlock

Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, time deposits, and sweep accounts. Its loan products include credit card and personal loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company offers credit and debit card products; bank lending; and provides advisory, capital markets, net interchange, treasury management, and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and the District of Columbia. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.

Employees
78400

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
272.68M44.45%56.99B
Other Institutional Investors
273.20M44.53%57.10B
Public Companies & Retail Investors
67.61M11.02%14.13B
Total
613.5M100.00%128.23B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.8.28%50,818,22610,621,517
Vanguard Capital Management, LLC6.60%40,509,5858,466,908

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FAQ

What Is the Capital One Financial (COF) Stock Price Today?

The Capital One Financial stock price today is 209.01 USD.

What Stock Exchange Does Capital One Financial Trade On?

Capital One Financial is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for Capital One Financial?

The stock symbol for Capital One Financial is "COF."

Does Capital One Financial Pay Dividends? What’s The Current Dividend Yield?

The Capital One Financial dividend yield is 1.52%.

What Is the Capital One Financial Market Cap?

As of today, Capital One Financial market cap is 128.22B USD.

What Is Capital One Financial's Earnings Per Share (TTM)?

The Capital One Financial EPS (TTM) is 16.21.

When Is the Next Capital One Financial Earnings Date?

Capital One Financial will release its next earnings report on Oct 22, 2026.

From a Technical Analysis Perspective, Is COF a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Capital One Financial Stock Split?

Capital One Financial has split 1 times.

How Many Employees Does Capital One Financial Have?

Capital One Financial has 78400 employees.

What is the current trading status of Capital One Financial (COF)?

As of Aug 02, 2026, Capital One Financial (COF) is trading at a price of 209.01 USD, with a previous close of 210.14 USD. The stock has fluctuated within a day range of 206.90 USD to 210.89 USD, while its 52-week range spans from 174.24 USD to 259.64 USD.

What Is Capital One Financial (COF) Price Target According to Analysts?

The average 12-month price target for Capital One Financial is 256.73 USD, with a high estimate of 300 USD and a low estimate of 214 USD. 20 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +22.83% Upside potential.

What Is the COF Premarket Price?

COF's last pre-market stock price is 209.83 USD. The pre-market share volume is 3,250.00, and the stock has decreased by -0.31, or -0.15%.
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