Repay Holdings Corp (RPAY)

Currency in USD
3.14
-0.02(-0.63%)
Closed·
3.140.00(0.00%)
·
Earnings results expected in 13 days
RPAY is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
3.053.18
52 wk Range
2.807.41
Key Statistics
Prev. Close
3.16
Open
3.1
Day's Range
3.05-3.18
52 wk Range
2.8-7.41
Volume
933.12K
Average Vol. (3m)
1.02M
1-Year Change
-57.5676%
Book Value / Share
7.56
Fair Value
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Fair Value Upside
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RPAY Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
7.71
Upside
+145.68%
Members' Sentiments
Bearish
Bullish
ProTips
Net income is expected to grow this year

Repay Holdings Corp News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Buy
Technical Indicators
Strong Buy
Moving Averages
Neutral

Repay Holdings Corp Company Profile

Repay Holdings Corporation, a payments technology company, provides integrated payment processing solutions that enables consumers and businesses to make payments using electronic payment methods in the United States. It operates through two segments: Consumer Payments and Business Payments. The company offers payment acceptance solutions, such as debit and credit card processing, automated clearing house (ACH) processing, e-cash, and digital wallet services; virtual credit card processing, enhanced ACH processing, instant funding, clearing and settlement, and communication solutions; and proprietary payment channels that include Web-based, mobile application, text-to-pay, interactive voice response, and point of sale services. It serves customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals through direct sales representatives and software integration partners. The company was founded in 2006 and is headquartered in Atlanta, Georgia.

Repay Holdings Corp SWOT Analysis


Future Prospects
Analyst price targets range from $4.50 to $13.00, with improved free cash flow conversion and potential for accelerated gross profit growth in the latter half of the yea
Market Dynamics
Delve into Repay's position in the competitive fintech landscape, with projections of mid-single-digit growth in core payment volumes for 2025
Strategic Shifts
Explore Repay's strategic review and management changes, including the departure of CFO Tim Murphy, as potential catalysts for operational improvements
Financial Headwinds
Repay Holdings faces challenges with missed expectations and client losses, yet maintains a strong gross profit margin and sees growth in political media spending
Read full SWOT analysis

Repay Holdings Corp Earnings Call Summary for Q3/2025

  • Repay Holdings reported Q3 2025 EPS of -$0.08, missing forecasts by 138.1%, while revenue exceeded expectations at $79.1 million; stock fell 1.58% to $3.8 following the announcement.
  • Despite profitability concerns, the company maintained strong financial metrics with $57.8 million gross profit, $31.2 million adjusted EBITDA (40% margin), and $20.8 million free cash flow.
  • CEO John Morris emphasized return to profitable normalized growth while CFO Rob Hauser highlighted robust payment platform and sales pipeline despite earnings miss.
  • Management projects 6-8% normalized gross profit growth for Q4 2025, plans to maintain free cash flow conversion above 50%, and is exploring M&A opportunities.
  • The company maintains strong liquidity with $96 million in cash and continues investing in product innovation including Dynamic Wallet development and new software integrations.
Last Updated: 11/10/2025, 06:08 PM
Read Full Transcript

Compare RPAY to Peers and Sector

Metrics to compare
RPAY
Peers
Sector
Relationship
P/E Ratio
−2.1x24.2x10.2x
PEG Ratio
0.040.560.03
Price / Book
0.4x3.1x1.0x
Price / LTM Sales
0.9x1.8x3.0x
Upside (Analyst Target)
152.4%52.1%11.6%
Fair Value Upside
Unlock22.1%0.7%Unlock

Analyst Ratings

5 Buy
2 Hold
0 Sell
Ratings:
7 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 7.71
(+145.68% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Benchmark
Buy8.00+154.78%8.00MaintainNov 14, 2025
DA Davidson
Buy9.00+186.62%10.00MaintainNov 13, 2025
Morgan Stanley
Hold4.00+27.39%5.00MaintainNov 12, 2025
Benchmark
Buy8.00+154.78%-MaintainAug 21, 2025
DA Davidson
Buy10.00+218.47%12.00MaintainAug 13, 2025

Earnings

Latest Release
Nov 10, 2025
EPS / Forecast
-0.08 / 0.21
Revenue / Forecast
79.10M / 76.93M
EPS Revisions
Last 90 days

RPAY Income Statement

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FAQ

What Is the Repay Holdings (RPAY) Stock Price Today?

The Repay Holdings stock price today is 3.14

What Stock Exchange Does Repay Holdings Trade On?

Repay Holdings is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Repay Holdings?

The stock symbol for Repay Holdings is "RPAY."

What Is the Repay Holdings Market Cap?

As of today, Repay Holdings market cap is 274.51M.

What Is Repay Holdings's Earnings Per Share (TTM)?

The Repay Holdings EPS (TTM) is -1.39.

When Is the Next Repay Holdings Earnings Date?

Repay Holdings will release its next earnings report on Mar 04, 2026.

From a Technical Analysis Perspective, Is RPAY a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Repay Holdings Stock Split?

Repay Holdings has split 0 times.

How Many Employees Does Repay Holdings Have?

Repay Holdings has 465 employees.

What is the current trading status of Repay Holdings (RPAY)?

As of Feb 19, 2026, Repay Holdings (RPAY) is trading at a price of 3.14, with a previous close of 3.16. The stock has fluctuated within a day range of 3.05 to 3.18, while its 52-week range spans from 2.80 to 7.41.

What Is Repay Holdings (RPAY) Price Target According to Analysts?

The average 12-month price target for Repay Holdings is USD7.71, with a high estimate of USD12 and a low estimate of USD4. 5 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +145.68% Upside potential.
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