- Investing.com
OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or unsecured. It also offers secured auto financing; credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. The company provides personal loans through its branch network, central operations, digital affiliates, and its website. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was founded in 1912 and is based in Evansville, Indiana.
Market Valuation | With an average analyst price target of $59.20, OneMain's stock trades above expectations, reflecting investor confidence despite economic uncertainties |
Financial Outlook | Analysts project EPS growth with estimates of $6.59 for FY 2025 and $8.60 for FY 2026, while maintaining an attractive 10%+ dividend yield |
Strategic Expansion | Explore OneMain's foray into auto lending and pursuit of an Industrial Loan Company banking license, potentially transforming its market position |
Credit Challenges | OneMain Holdings grapples with rising delinquencies and net charge-offs, prompting enhanced risk management strategies and improved underwriting practices |

Metrics to compare | OMF | Sector Sector - Average of metrics from a broad group of related Financials sector companies | Relationship RelationshipOMFPeersSector | |
|---|---|---|---|---|
P/E Ratio | 9.3x | 55.2x | 10.1x | |
PEG Ratio | 0.17 | 0.07 | 0.03 | |
Price / Book | 2.1x | 3.5x | 1.0x | |
Price / LTM Sales | 2.4x | 2.3x | 2.9x | |
Upside (Analyst Target) | 20.9% | 46.8% | 11.0% | |
Fair Value Upside | Unlock | 12.7% | 1.5% | Unlock |