- Investing.com
Strategic Balancing | Discover how OneMain optimizes net interest income and manages provisions to offset deteriorating credit metrics while maintaining market share |
Analyst Outlook | Price targets range from $55 to $85, with EPS estimates climbing to $7.65 for FY1 and $8.92 for FY2, reflecting confidence in earnings powe |
Growth Trajectory | The company achieved 9% revenue growth and 6.4% loan expansion in fiscal 2025, with receivables projected to grow 6-9% despite credit headwinds |
Credit Quality Test | OneMain Holdings navigates rising delinquencies and net charge-offs while projecting flat credit performance for 2026, testing its risk management capabilities |

Metrics to compare | OMF | Sector Sector - Average of metrics from a broad group of related Financials sector companies | Relationship RelationshipOMFPeersSector | |
|---|---|---|---|---|
P/E Ratio | 8.6x | 13.4x | 10.1x | |
PEG Ratio | 0.20 | 0.07 | 0.03 | |
Price / Book | 2.0x | 1.4x | 1.0x | |
Price / LTM Sales | 2.3x | 2.5x | 2.9x | |
Upside (Analyst Target) | 15.6% | 33.9% | 13.1% | |
Fair Value Upside | Unlock | 11.6% | 2.5% | Unlock |
OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance. It also offers secured auto financing; credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. The company provides personal loans through its branch network, central operations, digital affiliates, and its website. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was incorporated in 2013 and is based in Evansville, Indiana.