Expensify Inc (EXFY)

Currency in USD
2.380
-0.090(-3.64%)
Real-time Data·
EXFY is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
2.0202.480
52 wk Range
0.6912.810
Key Statistics
Prev. Close
2.47
Open
2.4
Day's Range
2.02-2.48
52 wk Range
0.691-2.81
Volume
1.57M
Average Vol. (3m)
1.46M
1-Year Change
32.9609%
Book Value / Share
1.4
Fair Value
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Fair Value Upside
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EXFY Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
2.833
Upside
+19.05%
Members' Sentiments
Bearish
Bullish
ProTips
RSI suggests the stock is in overbought territory

Expensify Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Sell
Moving Averages
Neutral

Analyst Ratings

1 Buy
2 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 2.833
(+19.05% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
BMO Capital
Hold2.50+5.26%1.25MaintainAug 07, 2026
Citizens
Buy3.00+26.32%-UpgradeAug 07, 2026
Citizens
Hold---MaintainJul 27, 2026
BMO Capital
Hold1.25-47.37%1.50MaintainApr 24, 2026
Citizens
Hold---MaintainApr 16, 2026

Expensify Inc SWOT Analysis


Future Trajectory
Analysts project modest growth with EPS estimates of $0.23 in 2024, $0.11 in 2025, and $0.22 in 2026, while JMP Securities maintains a Market Perform rating with a previous $3.25 price target
Market Dynamics
Explore Expensify's position in a fiercely competitive landscape, battling against well-funded rivals while striving to differentiate its offerings in the travel and expense management secto
Strategic Pivot
Delve into Expensify's launch of new products, including Expensify Travel and enhanced card offerings, aimed at diversifying revenue streams and boosting user engagement
Financial Headwinds
Expensify faces revenue decline and user base contraction, yet maintains strong cost management with a 54.45% gross profit margin and improved free cash flow guidance
Read full SWOT analysis

Expensify Inc Earnings Call Summary for Q2/2026

  • Expensify posted Q2 revenue of $33.9M, beating estimates by 0.62%, but missed EPS at -$0.04 vs. $0.02 expected; stock rose 3.54% after hours.
  • Company raised full-year free cash flow guidance to $12M-$14M from $6M-$9M, citing better execution and disciplined capital allocation.
  • Expensify repurchased 6.8M shares (7% of outstanding), while free cash flow climbed to $6.4M, up 2% YoY and 162% sequentially from Q1.
  • New Expensify now serves 56% of users and is the main growth driver, while legacy Classic product continues shrinking despite generating cash.
  • Card interchange revenue grew 12% YoY to $5.9M; management plans new monetization via Consolidated Travel Billing and bill pay features.
Last Updated: 08/06/2026, 05:43 PM
Read Full Transcript

Earnings

Latest Release
Aug 06, 2026
EPS / Forecast
-0.04 / 0.02
Revenue / Forecast
33.9M / 33.69M
EPS Revisions
Last 90 days

EXFY Income Statement

Compare EXFY to Peers and Sector

Metrics to compare
EXFY
Peers
Sector
Relationship
P/E Ratio
−14.9x−1.0x12.6x
PEG Ratio
−72.980.060.01
Price / Book
1.7x2.9x2.4x
Price / LTM Sales
1.7x3.6x2.3x
Upside (Analyst Target)
21.5%35.1%31.8%
Fair Value Upside
Unlock26.1%3.8%Unlock

Expensify, Inc. provides a cloud-based expense management software platform in the United States and internationally. The company offers Expensify, a platform that engages in managing corporate cards, paying bills, generating invoices, collecting payments, and booking travel, as well as track and submit plans for individuals. It serves individuals and corporations, small and midsized businesses, and enterprises. The company was founded in 2008 and is based in San Francisco, California.

Employees
117

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
6.87M7.12%16.96M
Other Institutional Investors
26.91M27.90%66.47M
Public Companies & Retail Investors
62.66M64.98%154.77M
Total
96.44M100.00%238.2M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.4.14%3,994,5069,866
Vanguard Capital Management, LLC2.80%2,695,7016,658

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FAQ

What Is the Expensify (EXFY) Stock Price Today?

The Expensify stock price today is 2.380 USD.

What Stock Exchange Does Expensify Trade On?

Expensify is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Expensify?

The stock symbol for Expensify is "EXFY."

What Is the Expensify Market Cap?

As of today, Expensify market cap is 238.200M USD.

What Is Expensify's Earnings Per Share (TTM)?

The Expensify EPS (TTM) is -0.171.

When Is the Next Expensify Earnings Date?

Expensify will release its next earnings report on Nov 05, 2026.

From a Technical Analysis Perspective, Is EXFY a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Expensify Stock Split?

Expensify has split 0 times.

How Many Employees Does Expensify Have?

Expensify has 117 employees.

What is the current trading status of Expensify (EXFY)?

As of Aug 11, 2026, Expensify (EXFY) is trading at a price of 2.380 USD, with a previous close of 2.470 USD. The stock has fluctuated within a day range of 2.020 USD to 2.480 USD, while its 52-week range spans from 0.691 USD to 2.810 USD.

What Is Expensify (EXFY) Price Target According to Analysts?

The average 12-month price target for Expensify is 2.833 USD, with a high estimate of 3 USD and a low estimate of 2.5 USD. 1 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Neutral. The stock has an +19.05% Upside potential.

What Is the EXFY Premarket Price?

EXFY's last pre-market stock price is 2.400 USD. The pre-market share volume is 7,590.000, and the stock has decreased by -0.070, or -2.830%.

What Is the EXFY After Hours Price?

EXFY's last after hours stock price is 2.480 USD, the stock has decreased by 0.010, or 0.400%.
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