Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services and other service providers, their customers, and asset investors in the United States, Israel, and the Cayman Islands. The company develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include financial technology companies, incumbent banks and financial institutions, auto finance providers, and residential real estate service providers. The company was incorporated in 2016 and is headquartered in New York, New York.
Challenges Ahead | Explore Pagaya's navigation of credit risks, approval rate constraints, and market competition as it strives for sustained growth and profitability |
Financial Trajectory | Analysts project revenue CAGR of 20% over three years, with price targets ranging from $25 to $35, reflecting optimism about Pagaya's profitability |
Expanding Horizons | Discover Pagaya's diversification into auto and point-of-sale lending, with partnerships like Klarna driving significant growth potential |
AI-Driven Fintech | Pagaya Technologies leverages AI for innovative lending solutions, showcasing strong financial performance and strategic partnerships in a competitive landscape |
Metrics to compare | PGY | Sector Sector - Average of metrics from a broad group of related Technology sector companies | Relationship RelationshipPGYPeersSector | |
|---|---|---|---|---|
P/E Ratio | 12.3x | −12.6x | 12.2x | |
PEG Ratio | 0.11 | 0.04 | 0.01 | |
Price / Book | 2.1x | 2.2x | 2.4x | |
Price / LTM Sales | 0.8x | 2.4x | 2.3x | |
Upside (Analyst Target) | 141.4% | 85.5% | 24.5% | |
Fair Value Upside | Unlock | 29.2% | 4.8% | Unlock |