SoFi Technologies Inc. (SOFI)

NASDAQ
Currency in USD
13.59
+0.39(+2.92%)
Real-time Data·
SOFI Scorecard
Full Analysis
High shareholder yield
Earnings results expected today
Fair Value
Day's Range
13.4414.51
52 wk Range
6.0118.42
Key Statistics
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Prev. Close
13.2
Open
14.13
Day's Range
13.44-14.51
52 wk Range
6.01-18.42
Volume
101.21M
Average Vol. (3m)
51.31M
1-Year Change
67.73%
Book Value / Share
6.01
Fair Value
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Fair Value Upside
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SOFI Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
13.79
Upside
+1.50%
Members' Sentiments
Bearish
Bullish
ProTips
2 analysts have revised their earnings downwards for the upcoming period
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SoFi Technologies Inc. Company Profile

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; and SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees’ behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.

Employees
5000

SoFi Technologies Inc. SWOT Analysis


Risk and Opportunity
Uncover SoFi's strengths in high-income clientele and tech platform Galileo, while considering regulatory challenges and credit quality concerns
Market Valuation
Explore the debate surrounding SoFi's premium valuation, with analysts' price targets ranging from $9 to $16, reflecting diverse market perspectives
Growth vs. Profitability
Delve into SoFi's strategic investments, balancing short-term margin pressure with ambitious long-term growth targets and EPS projections
Fintech Frontrunne
SoFi's impressive 27.82% revenue growth and diverse product suite position it as a leading player in the evolving financial services landscape
Read full SWOT analysis

SoFi Technologies Inc. Earnings Call Summary for Q1/2025

  • SoFi Q1 2025 EPS of $0.06 beat $0.04 forecast; revenue of $771.76M exceeded expectations by 4.25%; stock rose 6.44% premarket
  • Added 800,000 new members (10.9M total) and 1.2M new products; adjusted net revenue up 33% YoY, adjusted EBITDA up 46% YoY
  • Raised full-year guidance: adjusted net revenue $3.235B-$3.310B (24-27% YoY growth), adjusted EBITDA $875M-$895M, adjusted EPS $0.27-$0.28
  • Plans to expand product offerings, including potential ventures into crypto and blockchain; CEO cites 'massive opportunity' ahead
  • Analysts queried about fee-based model transition, credit underwriting amid economic uncertainties, and in-school student loan opportunities
Last Updated: 04/29/2025, 09:27 AM
Read Full Transcript

Compare SOFI to Peers and Sector

Metrics to compare
SOFI
Peers
Sector
Relationship
P/E Ratio
31.1x−2.4x8.7x
PEG Ratio
0.14−0.070.03
Price / Book
2.3x0.9x1.0x
Price / LTM Sales
5.6x0.6x2.6x
Upside (Analyst Target)
6.1%67.2%17.1%
Fair Value Upside
Unlock45.3%3.6%Unlock

Analyst Ratings

6 Buy
9 Hold
4 Sell
Ratings:
19 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 13.79
(+1.50% Upside)

Earnings

Latest Release
Apr 29, 2025
EPS / Forecast
0.06 / 0.04
Revenue / Forecast
771.76M / 740.33M
EPS Revisions
Last 90 days

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FAQ

What Is the SoFi Technologies (SOFI) Stock Price Today?

The SoFi Technologies stock price today is 13.59

What Stock Exchange Does SoFi Technologies Trade On?

SoFi Technologies is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for SoFi Technologies?

The stock symbol for SoFi Technologies is "SOFI."

What Is the SoFi Technologies Market Cap?

As of today, SoFi Technologies market cap is 14.93B.

What is SoFi Technologies Earnings Per Share?

The SoFi Technologies EPS is 0.46.

What Is the Next SoFi Technologies Earnings Date?

SoFi Technologies will release its next earnings report on Apr 29, 2025.

From a Technical Analysis Perspective, Is SOFI a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.
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