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Upstart Holdings Inc (UPST)

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22.83 -0.29 -1.25%

16:00:29 - Closed. Currency in USD ( Disclaimer )

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23.06

+0.23

+1.01%

19:54:53 - Real-time Data

Type: Equity

Market: United States

Volume: 2,850,876
Bid/Ask: 0.00 / 0.00
Day's Range: 21.73 - 22.95

NASDAQ:UPST Financials

A brief overview of the NASDAQ:UPST financials. This summary provides an overview of the most significant critical numbers from each of its financial reports, including the income statement, balance sheet, and cash flow statement. Additionally, it features several financial ratios that provide insight into the company's financial health. Users can select to view data from four periods of either annual or quarterly information, allowing them to track financial performance of Upstart Holdings Inc over time.

Upstart Holdings, Inc. reported earnings results for the fourth quarter and full year ended December 31, 2023. For the fourth quarter, the company reported revenue was USD 140.31 million compared to USD 146.91 million a year ago. Net loss was USD 42.4 million compared to USD 55.26 million a year ago. Basic loss per share from continuing operations was USD 0.5 compared to USD 0.67 a year ago. Diluted loss per share from continuing operations was USD 0.5 compared to USD 0.67 a year ago.For the full year, revenue was USD 513.56 million compared to USD 842.44 million a year ago. Net loss was USD 240.13 million compared to USD 108.67 million a year ago. Basic loss per share from continuing operations was USD 2.87 compared to USD 1.31 a year ago. Diluted loss per share from continuing operations was USD 2.87 compared to USD 1.31 a year ago.

Annual Quarterly

InvestingPro

Advanced Financial Summary

TTM = Trailing Twelve Months

MRQ = Most Recent Quarter

UPST Income Statement

Gross margin TTM 72.57%

Operating margin TTM -40.41%

Net Profit margin TTM -43.78%

Return on Investment TTM -10.48%

Total Revenue Net Income

Period Ending:	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023
Total Revenue	154.38	143.97	140.05	110.06
Gross Profit		107.06	103.25	69.47
Operating Income	-51.57	-34.43	-29.06	-124.7
Net Income	-42.4	-40.32	-28.16	-129.25

UPST Balance Sheet

Quick Ratio MRQ 4

Current Ratio MRQ 17.79

LT Debt to Equity MRQ 186.03%

Total Debt to Equity MRQ 195.84%

Total Assets Total Liabilities

Period Ending:	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023
Total Assets	2017.1	2001.78	1763.71	1821.72
Total Liabilities	1381.8	1361.02	1125.57	1194.51
Total Equity	635.3	640.76	638.14	627.21

UPST Cash Flow Statement

Cash Flow/Share TTM -1.89

Revenue/Share TTM 6.45

Operating Cash Flow -155.99%

Cash Net Change in Cash

Period Ending:	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023
Period Length:	0 Months	0 Months	0 Months	0 Months
Cash From Operating Activities	-143.71	-103.43	162.38	-75.73
Cash From Investing Activities	-29.89	-24.22	-38.49	-25.85
Cash From Financing Activities	26.36	232.78	-65.85	20.97
Net Change in Cash	-147.24	105.14	58.03	-80.61

* In Millions of USD (except for per share items)

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View advanced insights on financial statements, including growth rates and metrics that provide an in-depth view of the company's historical and forecasted financial performance.

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Matthew Earl Apr 23, 2024 8:44AM ET

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Being shorted to 18.50

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Atlantic Coast Money Apr 10, 2024 3:47PM ET

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Bought a call $20strike JAN2026. Paid 12.50. Current share price 24.50

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Flat Top Apr 10, 2024 3:47PM ET

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So you bought a call in the money that expire in 2026. What is your expectation? I would do that only if I already owned the stock as an insurance for a price drop. I would have sold a call option. Please explain.

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Atlantic Coast Money Apr 10, 2024 3:47PM ET

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Selling a call if you own a stock is a small hedge. Selling a call without owning the stock is shorting the stock. Buying a long term call, also known as a LEAP, is a strategy to capture a good part of the upward movement in a stock price if it goes up or lessen the price drop if it goes down. Look up LEAP calls. They also free up capital.

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Antonio Guerreiro Mar 27, 2024 3:23PM ET

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the stock vaxart is going well

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Will Hicks Feb 21, 2024 5:12PM ET

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It's all about AI for God's sake ! Where are the MEME people. Time to start running it up.

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Ric van der burg Feb 14, 2024 1:03PM ET

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You think, yes they can but no they cannot run this business Affirm in the 4 th quarter revenue plus 29 procent. And this pour thing, plus practicamente nada So irritating this bull shit firm

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Atlantic Coast Money Feb 13, 2024 7:03PM ET

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Wait until next week to buy.

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Andy Mayr Feb 13, 2024 5:37PM ET

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I should have shorted this junk, but didn't have the gonads.

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Flat Top Feb 13, 2024 4:55PM ET

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I will be celebrating valentines day in a grand scale tomorrow

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Vlas Dacian Feb 13, 2024 4:37PM ET

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Nice drop .

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Vlas Dacian Feb 13, 2024 2:57PM ET

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Shorted 34.2 target 14$ . sL 37$

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