Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large installment loans; and retail loans to finance the purchase of furniture, appliances, and other retail products. The company also provides insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products. In addition, its loans are sourced through branches, centrally-managed direct mail campaigns, and digital partners, as well as its consumer website. The company was incorporated in 1987 and is headquartered in Greer, South Carolina.
Metrics to compare | RM | Sector Sector - Average of metrics from a broad group of related Financials sector companies | Relationship RelationshipRMPeersSector | |
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P/E Ratio | 12.0x | 15.0x | 8.6x | |
PEG Ratio | −1.20 | 1.33 | 0.03 | |
Price / Book | 0.9x | 2.9x | 1.0x | |
Price / LTM Sales | 0.5x | 1.4x | 2.7x | |
Upside (Analyst Target) | 26.2% | 25.1% | 14.4% | |
Fair Value Upside | Unlock | 3.6% | 4.0% | Unlock |