The Kagoshima Bank, Ltd. provides a range of banking products and services to individual and corporate customers. Its personal banking products and services include general accounts and deposit products; housing, personal, card, and other loans; and asset management products, insurance products and pension plans, inheritance business services, debit cards, foreign exchange services, and payment services. The company’s business banking products and services include business succession advisory, merger and acquisition advisory, and consultation services; banking services for farmers and medical professionals; corporate life/non-life insurance products; international business services; and founding and business succession support loans, card loans, overdrafts, and regional revitalization support loans, as well as financing for new capital investment and employment expansion businesses. It also offers electronic fund settlement, payment collection, and Internet banking services. The company offers its products and services through its branches, subbranches, agencies, automatic teller machines, and overseas representative offices. The company was founded in 1879 and is based in Kagoshima, Japan. The Kagoshima Bank, Ltd. operates as a subsidiary of Kyushu Financial Group, Inc.