HCI Group Inc (HCI)

Currency in USD
180.34
-2.61(-1.43%)
Real-time Data·
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Fair Value
Day's Range
180.34184.37
52 wk Range
136.37210.50
Key Statistics
Prev. Close
182.95
Open
181.52
Day's Range
180.34-184.37
52 wk Range
136.37-210.5
Volume
107.9K
Average Vol. (3m)
191.11K
1-Year Change
27.8423%
Book Value / Share
83.82
Fair Value
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Fair Value Upside
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HCI Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
238.33
Upside
+32.16%
Members' Sentiments
Bearish
Bullish
ProTips
Cash flows can sufficiently cover interest payments

HCI Group Inc News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

Analyst Ratings

4 Buy
1 Hold
0 Sell
Ratings:
5 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 238.33
(+32.16% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Cantor Fitzgerald
Buy225.00+24.56%-New CoverageJul 09, 2026
Citizens
Buy255.00+41.16%-MaintainJan 16, 2026
Oppenheimer
Hold---DowngradeNov 13, 2025
Citizens
Buy255.00+41.16%225.00MaintainNov 10, 2025
Truist Securities
Buy235.00+30.09%190.00MaintainNov 07, 2025

HCI Group Inc SWOT Analysis


Financial Outlook
Analysts view HCI as undervalued, with price targets reaching $225. Learn about the company's robust financials, including a 23% return on equity and 9.67% revenue growth
Market Positioning
Delve into HCI's competitive edge in Florida's reformed insurance landscape, benefiting from reduced litigation and fraud while maintaining strong customer retention
Strategic Expansion
Explore HCI's growth strategy, including policy takeouts from Citizens and the planned IPO of its technology subsidiary Exzeo, set to unlock shareholder value
Tech-Driven Insure
HCI Group leverages proprietary technology for superior underwriting, achieving a combined ratio of 62% and outperforming industry averages in the Florida market
Read full SWOT analysis

HCI Group Inc Earnings Call Summary for Q1/2026

  • HCI Group reported record Q1 2026 EPS of $5.45, beating forecast of $5.24; stock dipped 0.56% to $154.78 in after-hours trading
  • Revenue increased 12.3% year-over-year; pre-tax income rose 15% to $115M with 35% after-tax return on equity
  • Company maintains 2026 target combined ratio of 60% ±5%; expects premium stability despite softening rate environment
  • Management highlighted strong balance sheet with low debt-to-capital ratio and disciplined capital allocation strategy
  • Key risks include softening rates, economic uncertainties, regulatory changes, and competitive pressures in insurance sector
Last Updated: 05/06/2026, 05:24 PM
Read Full Transcript

Earnings

Latest Release
May 06, 2026
EPS / Forecast
5.45 / 5.24
Revenue / Forecast
242.88M / 238.46M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 22.81%
Dividend Yield
0.87%
Industry Median 3.29%
Annualized Payout
1.60
Paid quarterly
5-Years Growth
-
Growth Streak

HCI Income Statement

Compare HCI to Peers and Sector

Metrics to compare
HCI
Peers
Sector
Relationship
P/E Ratio
7.9x0.0x10.1x
PEG Ratio
0.070.000.03
Price / Book
2.1x0.0x1.0x
Price / LTM Sales
2.5x0.0x2.9x
Upside (Analyst Target)
28.5%0.0%13.2%
Fair Value Upside
Unlock0.0%2.4%Unlock

HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments. It provides homeowners’ property and casualty insurance products; claim adjusting and processing services; turnkey insurance technology and operations solutions to property and casualty insurance carriers and its agents through the Exzeo platform; and SAMSTM, a web-based system designed to automate and streamline the process of managing insurance policies. The company also offers Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; AtlasViewer, a mapping and data visualization platform. In addition, it is involved in reciprocal exchange operations; and developing and operating commercial properties for investment purposes. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.

Industry
Insurance
Employees
594

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
4.84M37.95%886.17M
Other Institutional Investors
4.88M38.24%893.02M
Public Companies & Retail Investors
3.04M23.81%556.14M
Total
12.76M100.00%2.34B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.12.86%1,641,318300,279
iShares Trust - iShares Core S&P Small-Cap ETF4.98%636,124116,379

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FAQ

What Is the HCI Group Inc (HCI) Stock Price Today?

The HCI Group Inc stock price today is 180.34 USD.

What Stock Exchange Does HCI Group Inc Trade On?

HCI Group Inc is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for HCI Group Inc?

The stock symbol for HCI Group Inc is "HCI."

Does HCI Group Inc Pay Dividends? What’s The Current Dividend Yield?

The HCI Group Inc dividend yield is 0.88%.

What Is the HCI Group Inc Market Cap?

As of today, HCI Group Inc market cap is 2.30B USD.

What Is HCI Group Inc's Earnings Per Share (TTM)?

The HCI Group Inc EPS (TTM) is 22.81.

When Is the Next HCI Group Inc Earnings Date?

HCI Group Inc will release its next earnings report on Aug 06, 2026.

From a Technical Analysis Perspective, Is HCI a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has HCI Group Inc Stock Split?

HCI Group Inc has split 0 times.

How Many Employees Does HCI Group Inc Have?

HCI Group Inc has 594 employees.

What is the current trading status of HCI Group Inc (HCI)?

As of Jul 14, 2026, HCI Group Inc (HCI) is trading at a price of 180.34 USD, with a previous close of 182.95 USD. The stock has fluctuated within a day range of 180.34 USD to 184.37 USD, while its 52-week range spans from 136.37 USD to 210.50 USD.

What Is HCI Group Inc (HCI) Price Target According to Analysts?

The average 12-month price target for HCI Group Inc is 238.33 USD, with a high estimate of 255 USD and a low estimate of 225 USD. 4 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +32.16% Upside potential.

What Is the HCI After Hours Price?

HCI's last after hours stock price is 182.47 USD, the stock has decreased by -0.48, or -0.26%.
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