First Bank (FRBA)

NASDAQ
Currency in USD
15.20
-0.02(-0.13%)
Closed
After Hours
15.200.00(0.00%)
FRBA Scorecard
Full Analysis
Trading at a low P/E ratio relative to near-term earnings growth
Fair Value
Day's Range
14.7815.50
52 wk Range
11.2015.87
Key Statistics
Edit
Prev. Close
15.22
Open
15.02
Day's Range
14.78-15.5
52 wk Range
11.2-15.87
Volume
25.88K
Average Vol. (3m)
47.94K
1-Year Change
10.55%
Book Value / Share
16.26
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
FRBA Scorecardpro icon
Company’s Health
pro lockUnlock
Fair Value
pro lockUnlock Price
Fair Pricepro lock
Upsidepro lock
Price Target
17.67
Upside
+16.23%
Members' Sentiments
Bearish
Bullish
ProTips
Suffers from weak gross profit margins
Show more

First Bank Company Profile

First Bank provides various banking products and services to small to mid-sized businesses and individuals. The company accepts various deposits, including non-interest-bearing demand deposits, interest bearing demand accounts, money market accounts, savings accounts, and certificates of deposit, as well as commercial checking accounts. It also offers various loan products comprising commercial and industrial loans, which include line of credit, inventory, equipment, and short-term working capital financing; commercial real estate loans, such as owner-occupied, investor, construction and development, and multi-family loans; residential real estate loans comprising residential mortgages, first and second lien home equity loans, and revolving lines of credit; and consumer and other loans consists of auto, personal, traditional installment, and other loans. The company also provides electronic banking services, including Internet and mobile banking, electronic bill payment, and banking by phone; ATM and debit cards, and wire and ACH transfer services; remote deposit capture; and cash management services, as well as engages in the capital markets activities. It operates full-service branches in Cinnaminson, Delanco, Denville, Ewing, Fairfield, Flemington, Hamilton, Lawrence, Monroe, Pennington, Randolph, Somerset, and Williamstown, New Jersey; Doylestown, Trevose, Warminster, and West Chester, Paoli, Malvern, Coventry, Devon, Lionville, and Glen Mills Pennsylvania; and Palm Beach, Florida. First Bank was incorporated in 2007 and is headquartered in Hamilton, New Jersey.

Employees
318

First Bank Earnings Call Summary for Q3/2024

  • First Bank's Q3 2024 EPS of $0.42 and revenue of $33.77M beat estimates; stock rose 5.45% in premarket trading to $14.70
  • Bank reported 12% annualized loan growth and 11% deposit growth, despite net interest margin decline to 3.49% from 3.62%
  • Net income reached $8.2M ($0.32 per diluted share); tangible book value increased 3% quarter-over-quarter
  • CEO Patrick Ryan emphasized quality earnings and book value growth; guidance suggests cautious optimism for Q4 2024
  • Challenges include declining margins, economic uncertainty, competitive pressures, and potential regulatory changes
Last Updated: 01/24/2025, 08:03 AM
Read Full Transcript

Compare FRBA to Peers and Sector

Metrics to compare
FRBA
Peers
Sector
Relationship
P/E Ratio
9.0x13.5x8.9x
PEG Ratio
0.12−0.400.03
Price / Book
0.9x0.9x1.0x
Price / LTM Sales
3.0x3.4x2.8x
Upside (Analyst Target)
11.8%15.2%12.8%
Fair Value Upside
Unlock−9.4%3.4%Unlock

Analyst Ratings

3 Buy
0 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 17.67
(+16.23% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.68
Dividend Yield
1.58%
Industry Median 4.29%
Annualized Payout
0.2400
Paid quarterly
5-Years Growth
+14.87%
Growth Streak

Earnings

Latest Release
Jan 23, 2025
EPS / Forecast
0.42 / 0.39
Revenue / Forecast
33.77M / 33.07M
EPS Revisions
Last 90 days

People Also Watch

17.68
AFYA
+1.90%
36.69
AMAL
+0.99%
98.57
EWBC
+0.93%

FAQ

What Is the First Bank (FRBA) Stock Price Today?

The First Bank stock price today is 15.20

What Stock Exchange Does First Bank Trade On?

First Bank is listed and trades on the NASDAQ stock exchange.

What Is the Stock Symbol for First Bank?

The stock symbol for First Bank is "FRBA."

Does First Bank Pay Dividends? What’s The Current Dividend Yield?

The First Bank dividend yield is 1.58%.

What Is the First Bank Market Cap?

As of today, First Bank market cap is 381.53M.

What is First Bank Earnings Per Share?

The First Bank EPS is 1.68.

What Is the Next First Bank Earnings Date?

First Bank will release its next earnings report on Apr 28, 2025.

From a Technical Analysis Perspective, Is FRBA a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.
© 2007-2025 - Fusion Media Limited. All Rights Reserved.