Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States. The company operates through two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and education and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves multi-family, office, industrial, retail, healthcare, and hospitality sectors. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.
Future Outlook | Explore analyst perspectives on CFG's potential, with price targets ranging from $45 to $55, reflecting varied views on the bank's strategic initiatives and market challenges |
Market Positioning | Delve into CFG's competitive landscape as it balances traditional banking with fintech disruption, while leveraging strategic acquisitions for growth |
Financial Headwinds | Navigate the complexities of CFG's recent performance, including challenges in net interest income and emerging credit quality concerns in key loan segments |
Strategic Shift | Citizens Financial Group's transformation towards private banking and capital markets expansion promises diversified revenue streams and enhanced profitability potential |
Metrics to compare | CFG | Sector Sector - Average of metrics from a broad group of related Financials sector companies | Relationship RelationshipCFGPeersSector | |
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P/E Ratio | 11.3x | 7.5x | 8.5x | |
PEG Ratio | 0.83 | −0.49 | 0.03 | |
Price / Book | 0.7x | 0.8x | 1.0x | |
Price / LTM Sales | 2.2x | 2.9x | 2.6x | |
Upside (Analyst Target) | 27.9% | 25.4% | 19.9% | |
Fair Value Upside | Unlock | 21.7% | 3.7% | Unlock |