PT Bank Tabungan Negara (Persero) Tbk provides various banking products and services in Indonesia. The company offers savings and current accounts; demand and time deposits; certificates of deposit; and debit cards. It also provides subsidized and other mortgages; consumer and construction loans; micro and small medium enterprise credits; commercial and institutional funding services; and credit cards. In addition, the company issues debts instruments; buys and sells bills of exchange, promissory notes, commercial papers, treasury bills, government insurance notes, Bank Indonesia certificates, bonds, and other securities instruments; places, borrows, or lends funds from other banks; receives payment from securities bills; acts as a pension fund provider and manager; and conducts Sharia-principle business activities. Further, it offers safekeeping, factoring, trustee, investment banking, treasury, asset management, wealth management, electronic data capture, cash management, branchless banking, bank guarantees, safe deposit box, transfer or remittance, payroll, and other banking services; and electronic banking services, such as automatic teller machine and KiosK, cash deposit machine, internet, virtual account, SMS, and mobile banking services. As of December 31, 2020, it operated 103 branches, including 25 Sharia branches; 373 sub-branches comprising 59 Sharia sub-branches; 254 cash offices, including 7 Sharia cash offices; and 3,014 system online payment point/online post offices. The company was formerly known as Bank Tabungan Pos and changed its name to PT Bank Tabungan Negara (Persero) Tbk in 1963. PT Bank Tabungan Negara (Persero) Tbk was founded in 1897 and is headquartered in Jakarta, Indonesia.