Addiko Bank AG provides various banking products and services in Croatia, Slovenia, Serbia, Bosnia and Herzegovina, Montenegro, Austria, and Germany. The company operates through Consumer, Mortgage, Small and Medium-Sized Enterprises (SME), Large Corporates, and Public Finance segments. It offers consumer finance; mortgage loans relating to real estate purchase or leveraging private real estate as collateral; public finance; working capital and investment loans, and trade finance products; daily banking services; online deposit services; and online and mobile banking services. As of December 31, 2020, the company operated a total of 168 branches, which include 42 in Croatia, 19 in Slovenia, 60 in Bosnia and Herzegovina, 36 in Serbia, and 11 in Montenegro. It serves private individuals, SMEs, entrepreneurs, profit-oriented and legal entities, and public institutions. Addiko Bank AG is headquartered in Vienna, Austria.