Woodlands Financial Services Company operates as the financial services holding company for Woodlands Bank and Woodlands Stock Corporation that provides commercial and consumer banking, and trust services in Lycoming and Clinton counties in Pennsylvania. The company accepts checking and savings accounts, certificates of deposit, and individual retirement accounts. Its loan products include home, construction, bridge, and home equity loans and lines; auto, recreational vehicle, and student loans, as well as personal loans and personal lines of credit; and commercial real estate financing, working capital loans, equipment financing, vehicle financing, and lines of credit. It also offers credit cards; securlock, mobile deposit, merchant, fraud protection, cyber security, online and mobile banking, bill pay, and other services; and notary, safe deposit box, wire transfers, and treasurer checks services. In addition, the company provides personal trust, asset management and custodial, estate and financial planning, executor and estate settlement, charitable, IRA management, and institutional investment management services; and retirement plans, brokerage services, college savings, and insurance solutions. Woodlands Financial Services Company was founded in 1989 and is based in Williamsport, Pennsylvania.