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VersaBank (VBNK)

	Symbol	Exchange	Currency
	VBNK	Toronto	CAD	Real-time
	VBNK_pa	Toronto	CAD	Real-time
	VBNK	NASDAQ	USD	Real-time
	VBNK	CBOE Canada	CAD	Real-time

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15.18 +0.23 +1.54%

- Closed. Currency in USD ( Disclaimer )

After Hours

15.78

+0.60

+3.95%

- Real-time Data

Type: Equity

Market: United States

Volume: 21,184
Bid/Ask: 0.00 / 0.00
Day's Range: 15.12 - 15.78

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TSX:VBNK Financials

A brief overview of the TSX:VBNK financials. This summary provides an overview of the most significant critical numbers from each of its financial reports, including the income statement, balance sheet, and cash flow statement. Additionally, it features several financial ratios that provide insight into the company's financial health. Users can select to view data from four periods of either annual or quarterly information, allowing them to track financial performance of VersaBank over time.

VersaBank reported earnings results for the third quarter and nine months ended July 31, 2024. For the third quarter, the company reported net interest income was CAD 24.94 million compared to CAD 24.93 million a year ago. Net income was CAD 9.71 million compared to CAD 10 million a year ago. Basic earnings per share from continuing operations was CAD 0.36 compared to CAD 0.38 a year ago. Diluted earnings per share from continuing operations was CAD 0.36 compared to CAD 0.38 a year ago.For the nine months, net interest income was CAD 77.75 million compared to CAD 73.81 million a year ago. Net income was CAD 34.23 million compared to CAD 29.68 million a year ago. Basic earnings per share from continuing operations was CAD 1.29 compared to CAD 1.1 a year ago. Diluted earnings per share from continuing operations was CAD 1.29 compared to CAD 1.1 a year ago.

Annual Quarterly

Advanced Financial Summary

TTM = Trailing Twelve Months

MRQ = Most Recent Quarter

VBNK Income Statement

Gross margin TTM -

Operating margin TTM 55.91%

Net Profit margin TTM 41.04%

Return on Investment TTM 9.31%

Total Revenue Net Income

Period Ending:	Jul 31, 2024	Apr 30, 2024	Jan 31, 2024	Oct 31, 2023
Total Revenue	73.7	73.5	71.57	69.02
Net Income	9.7	11.83	12.7	12.48

VBNK Balance Sheet

Quick Ratio MRQ 0.06

Current Ratio MRQ -

LT Debt to Equity MRQ 25.71%

Total Debt to Equity MRQ 26.53%

Total Assets Total Liabilities

Period Ending:	Jul 31, 2024	Apr 30, 2024	Jan 31, 2024	Oct 31, 2023
Total Assets	4516.44	4388.32	4309.64	4201.61
Total Liabilities	4107.45	3988.22	3920.6	3824.45
Total Equity	408.98	400.1	389.03	377.16

VBNK Cash Flow Statement

Cash Flow/Share TTM -12.44

Revenue/Share TTM 4.38

Operating Cash Flow -1.03%

Cash Net Change in Cash

Period Ending:	Jul 31, 2024	Apr 30, 2024	Jan 31, 2024	Oct 31, 2023
Period Length:	0 Months	0 Months	0 Months	0 Months
Cash From Operating Activities	-41.28	-2.27	-119.94	-117.43
Cash From Investing Activities	-51.95	28.78	18.61	-27.79
Cash From Financing Activities	127.11	46.81	100.76	188.54
Net Change in Cash	49.18	71.3	-4.73	44.52

* In Millions of CAD (except for per share items)

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VBNK Comments

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Pierre Re Dec 10, 2020 8:18AM ET

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Sold at $8.00

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Pierre Re Mar 12, 2020 11:16AM ET

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long from 6.10

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Pierre Re Aug 26, 2019 12:14PM ET

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added more today. hard to buy..low daily volume.

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Pierre Re Aug 16, 2019 11:42AM ET

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added more at 6.90

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Pierre Re Aug 08, 2019 10:39AM ET

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bought at 6.95

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Pierre Re Feb 25, 2019 5:09PM ET

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price built up prior to earnings release.

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Ard Kusanagi Sep 26, 2018 10:50AM ET

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growing

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Ard Kusanagi Sep 26, 2018 10:50AM ET

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growing

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	Name	Price	Chg.	Chg. %
	VBNK	15.18	+0.23	+1.54%

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