Ncino (NCNO)

Currency in USD
23.63
+0.67(+2.92%)
Real-time Data·
23.630.00(0.00%)
·
NCNO is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
23.2624.08
52 wk Range
13.8031.93
Key Statistics
Prev. Close
22.96
Open
23.66
Day's Range
23.26-24.08
52 wk Range
13.8-31.93
Volume
2.36M
Average Vol. (3m)
2.98M
1-Year Change
-22.8282%
Book Value / Share
8.49
Fair Value
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Fair Value Upside
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NCNO Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
24.27
Upside
+2.72%
Members' Sentiments
Bearish
Bullish
ProTips
High shareholder yield

Ncino News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Analyst Ratings

10 Buy
4 Hold
0 Sell
Ratings:
14 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 24.27
(+2.72% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Keefe, Bruyette & Woods
Buy25.00+5.80%24.00MaintainAug 26, 2026
Morgan Stanley
Buy25.00+5.80%23.00MaintainAug 26, 2026
Truist Securities
Hold20.00-15.36%19.00MaintainAug 26, 2026
Needham
Buy25.00+5.80%-MaintainAug 26, 2026
BTIG
Hold---MaintainAug 26, 2026

Ncino SWOT Analysis


Profitability Milestone
The company approaches rule of 40 achievement, balancing growth with margin expansion while navigating intense competition from enterprise vendors
Analyst Outlook
Price targets range from $22 to $37, with an average of approximately $32, reflecting revised expectations amid changing market dynamics
AI-Driven Strategy
Discover how agentic AI implementation aims to enhance operational margins and competitive positioning as a system of record in cloud banking
Growth Deceleration
nCino faces moderating Annual Contract Value expansion from 13% to projected 10-11%, with organic subscription growth tracking at 7-9%
Read full SWOT analysis

Ncino Earnings Call Summary for Q2/2027

  • nCino posted Q2 revenue of $161M, beating estimates, but EPS of $0.05 missed consensus of $0.27 by 81%, sending shares down 3.4% after-hours.
  • Subscription revenue rose 10% YoY to $143.5M; non-GAAP operating income jumped 36% to $40.8M, while free cash flow surged 170% to $34M.
  • Company raised FY guidance for non-GAAP operating income to $171M-$174M from $166M-$171M, citing stronger execution outside U.S. mortgage.
  • CEO Desmond emphasized AI adoption momentum, stating the firm is 'doing' agentic AI-powered banking, not just pitching it, with more customers in production.
  • U.S. mortgage segment remains pressured by high rates, declining 1% YoY, though management sees growth from AI, international expansion, and cross-selling.
Last Updated: 08/25/2026, 06:00 PM
Read Full Transcript
Ncino investor slides for Q2/2027
nCino Q2 FY27 slides
Last Update: Aug 25, 2026
See full investor slides

Earnings

Latest Release
Aug 25, 2026
EPS / Forecast
0.05 / 0.27
Revenue / Forecast
161M / 159.14M
EPS Revisions
Last 90 days

NCNO Income Statement

Compare NCNO to Peers and Sector

Metrics to compare
NCNO
Peers
Sector
Relationship
P/E Ratio
73.7x−14.2x12.2x
PEG Ratio
0.352.130.01
Price / Book
2.7x12.2x2.4x
Price / LTM Sales
4.0x3.6x2.2x
Upside (Analyst Target)
8.9%2.7%35.5%
Fair Value Upside
Unlock8.6%6.3%Unlock

nCino, Inc., a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally. It offers solutions on the nCino Platform, including an Onboarding solution that streamlines and enhances the customer onboarding process through a digital platform for credit and non-credit onboarding, commercial account opening, and enterprise-level onboarding; and an Account Opening solution, which includes a Deposit Account Opening solution for consumers and small businesses. The company also provides Lending, which provides a loan origination platform for commercial, consumer, small business, and mortgage lending, such as the Commercial Loan Origination System that automates the loan lifecycle; Consumer Lending solution, which offers an omnichannel solution with automated credit decisioning and integrations; and Small Business Loan Origination solution for automation and machine learning. In addition, it offers Credit Monitoring, manages credit risks, monitors performance, and uncovers growth opportunities through a data-driven platform; Portfolio Analytics solution, which offers customizable dashboards to track loan, deposit, and application data; and Integration & Intelligence, provides integration capabilities to connect core banking systems, fintech applications, and third-party services via open APIs and a partner marketplace. The company serves global, enterprise, regional, and community banks, credit unions, challenger banks, and independent mortgage banks, business development managers, account executives, field sales engineers, and customer success managers. nCino, Inc. was founded in 2011 and is headquartered in Wilmington, North Carolina.

Employees
1684

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
46.82M44.28%1.07B
Other Institutional Investors
92.08M55.72%2.11B
Public Companies & Retail Investors
0.000.00%0.00
Total
138.9M100.00%3.19B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.8.53%9,020,898207,120
Vanguard Portfolio Management, LLC7.40%7,826,876179,705

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FAQ

What Is the Ncino (NCNO) Stock Price Today?

The Ncino stock price today is 23.63 USD.

What Stock Exchange Does Ncino Trade On?

Ncino is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Ncino?

The stock symbol for Ncino is "NCNO."

What Is the Ncino Market Cap?

As of today, Ncino market cap is 2.49B USD.

What Is Ncino's Earnings Per Share (TTM)?

The Ncino EPS (TTM) is 0.31.

When Is the Next Ncino Earnings Date?

Ncino will release its next earnings report on Dec 02, 2026.

From a Technical Analysis Perspective, Is NCNO a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Ncino Stock Split?

Ncino has split 0 times.

How Many Employees Does Ncino Have?

Ncino has 1684 employees.

What is the current trading status of Ncino (NCNO)?

As of Sep 03, 2026, Ncino (NCNO) is trading at a price of 23.63 USD, with a previous close of 22.96 USD. The stock has fluctuated within a day range of 23.26 USD to 24.08 USD, while its 52-week range spans from 13.80 USD to 31.93 USD.

What Is Ncino (NCNO) Price Target According to Analysts?

The average 12-month price target for Ncino is 24.27 USD, with a high estimate of 28 USD and a low estimate of 17 USD. 10 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +2.72% Upside potential.

What Is the NCNO Premarket Price?

NCNO's last pre-market stock price is 23.46 USD. The pre-market share volume is 5,120.00, and the stock has decreased by 0.50, or 2.18%.
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