Bankia SA (Bankia) is a Spain-based financial institution principally engaged in the banking sector. The Bank represents a universal banking business model based on multi-brand and multi-channel management, offering its products and services to various customer segments, such as individuals, small and medium enterprises, large corporations, as well as public and private institutions. The Company’s business is structured into seven area Retail Banking, Business Banking, Private Banking, Asset Management and Bancassurance, Capital Markets and Holdings. As of December 31, 2011, the Bank owned such controlled entities as Bancaja Consultora de Riesgos SL, Caja de Madrid de Pensiones SA EGFP, Cami La Mar de Sagunto SL, Laietana Mediacion Operador de Banca-Seguros Vinculado SA and Segoviana de Gestion 2007 SA, among others. In addition, Banco Financiero y de Ahorros SA (BFA) was the Company’s majority shareholder with 52.41% of its interest.