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The Jammu and Kashmir Bank Limited provides various banking products and services. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments. It offers savings, current, salary, pension, and small accounts; and term deposits. In addition, the company provides housing, consumer, education, term, car, coaching fee, personal consumption, and skill loans; festival advances; and laptop/PC, smartphone, school education, modular kitchen, Sahafat, solar equipment, and two-wheeler finance services, as well as cash credit schemes, and loans against gold ornaments and jewellery. Further, it offers commercial vehicle, school bus, passenger bus/mini bus, dastkar, craftsmen, commercial premises, contractor, mini sheep farm establishment, construction equipment, and tourism financing services; Saral financing services to small businessmen; mortgage loans for trade and service sector, loans against mortgage of immovable property, fair price shop schemes, and start-ups financing services; Karobar cards; guaranteed emergency credit lines; credit guarantee schemes for subordinate debt; agroterm loans, fruit advances schemes, and Giri finance schemes; debt swap schemes for farmers; and mortgage loan schemes for agricultural produce traders. Additionally, the company provides govt sponsored schemes; life and non-life insurance products; debit, credit, and prepaid cards; and merchant acquiring services. The Jammu and Kashmir Bank Limited was incorporated in 1938 and is headquartered in Srinagar, India.
Name | Age | Since | Title |
---|---|---|---|
Rajeev Lochan Bishnoi | 63 | 2022 | Independent Non-Executive Director |
Baldev Prakash | 56 | 2021 | MD, CEO & Government Nominee Director |
Anand Kumar | - | 2022 | Independent Director |
Rajesh Kumar Chhibber | 64 | 2019 | Non-Executive Non-Independent Director |
Anil Kumar Goel | 61 | 2022 | Additional Independent Non-Executive Director |
Naba Kishore Sahoo | 64 | 2020 | Independent Non-Executive Director |
Shahla Ayoub | - | 2022 | Non-Executive Independent Director |
Pawan Kotwal | 58 | 2023 | Non-Executive Director |
Santosh Dattatraya Vaidya | - | 2023 | Government Nominee Director |
Mandeep Kumar Bhandari | - | - | Additional Director |
Umesh Chandra Pandey | 62 | 2022 | Additional Independent Non-Executive Director |
Sudhir Gupta | - | 2022 | Executive Director |
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