HSBC USA Inc., together with its subsidiaries, provides consumer and commercial banking products and related financial services in the United States. The company operates through the Wealth and Personal Banking, Commercial Banking, Global Banking and Markets, and Corporate Center segments. The company offers banking, and wealth products and services to individuals and entities through branches and on-line channels; and various products and services, including banking, liquidity management, investment services, custody, tailored lending, trust and fiduciary services, insurance, family wealth, and philanthropy advisory services, as well as credit cards and investment banking services. It also provides liquidity and cash management, global trade and receivables finance, lending and transaction management, global banking, and global market services through commercial centers and retail branch networks, as well as through an online banking channel. In addition, the company offers loans, working capital, leveraged and acquisition finance, project and infrastructure finance, asset finance, mergers and acquisitions advisory services, as well as capital raising services in the debt and equity capital markets for corporate and institutional clients. Further, it provides services in treasury, credit and rates, foreign exchange, precious metals trading, equities, and securities services. HSBC USA Inc. was formerly known as HSBC Americas, Inc. and changed its name to HSBC USA Inc. in January 1999. The company was founded in 1850 and is based in New York, New York. HSBC USA Inc. operates as a subsidiary of HSBC North America Holdings Inc.