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Crypto is now making its way into mainstream financial markets, facilitating access to finances when needed and even easier transactions. This is where crypto debit cards play an important role as a significant tool that connects the virtual and the real financial worlds. With crypto cards, users can spend their cryptocurrencies at any merchant that accepts card payments in exchange for products and services. As crypto investors in Poland are still facing restrictions when using crypto as a means of payment, a crypto card can change the whole scenario. Here is a curated list of the ten best crypto cards available in Poland, making business entities in the country more crypto-friendly.
1. Bybit Card: Leading the Pack
Bybit is more than just a popular cryptocurrency exchange. The platform has introduced its crypto card, which is already enjoying a huge user base in Poland. The Bybit Card comes with loads of user-friendly features, making it easier for both novice and seasoned traders to use. With robust security and multiple rewarding benefits, the card certainly deserves the first place on this list.
Moreover, the Bybit Card stands out with its seamless integration and user-centric design, making it the top choice for crypto enthusiasts looking for a reliable and efficient crypto card. The card offers an impressive range of benefits, including zero fees on foreign transactions and attractive cashback rewards on everyday purchases. Users can effortlessly manage their funds through the intuitive Bybit app, which provides real-time transaction tracking and instant notifications. Additionally, the card supports multiple currencies, allowing users to hold and spend in their preferred fiat or cryptocurrency. With its cutting-edge technology and comprehensive features, the Bybit Card ensures a superior experience for all its users, solidifying its position as the premier option in the crypto card market.
Bybit is a top-tier derivatives trading platform, offering more than 1,200 digital assets for trading on spot, futures, and options markets. The platform allows up to 100x leverage. As a result, the Bybit Card has gained wide scale acceptance among merchants that accept Visa (NYSE:V). This allows users to convert crypto to fiat currency almost instantly. Advanced security features such as two-factor authentication (2FA) offer peace of mind to the users so they can transact worry-free. The card also provides cashback on purchases and doesn’t charge any monthly fees.
2. Crypto.com Visa Card
The Crypto.com Visa Card is a great option for those seeking versatile means of payment. Renowned for its extensive benefits and tiered reward system, Crypto.com Visa Card users can choose from different card tiers, based on their staking amount. Each card tier offers varying rewards and benefits, which include up to 8% cashback on purchases.
Crypto.com Visa Card users can also enjoy perks like access to airport lounges and subscriptions to services like Spotify (NYSE:SPOT) and Netflix (NASDAQ:NFLX). Available on a competitive fee structure, this crypto card requires minimal transaction charges, making it a favorite among crypto traders across Poland.
3. Binance Card
Already in the limelight for being one of the world’s largest cryptocurrency exchanges, Binance’s crypto card has been designed to integrate easily with its platform. Users of Binance Card can access their Binance account immediately without following a prolonged process. With purchases made using the card, users can earn up to 8% cashback and don't have to pay any issuance or monthly fees. Security is the main focus of the Binance platform, which comes with multi-layer protection and real-time notifications to keep users informed.
4. Revolut Card
Revolut was originally a fintech company that later expanded into the crypto industry, introducing its multi-currency supporting crypto card. Users can hold and exchange multiple currencies, including crypto, using the Revolut card. The currencies will be stored in their accounts, with instant exchange options available at the point of sale. Revolut’s crypto card features competitive exchange rates and charges minimal transaction fees. These rates and charges are managed through an intuitive app interface.
5. Wirex Card
Wirex, as a Web3 app in the digital financial market, is already known for connecting traditional and virtual finance. The company has taken a step further to connect the mainstream financial world with the digital currency market by introducing its crypto card. The Wirex card supports a wide range of cryptocurrencies and offers up to 2% cashback on purchases in Bitcoin. Interestingly, the card doesn’t charge any fee when transactions are carried out internationally. Designed with advanced security features, the Wirex crypto card provides the safety of funds, while allowing users the freedom to conduct both crypto and fiat transactions in Poland.
6. Crypterium Card
The Crypterium Card and crypto platform is known for offering a comprehensive crypto banking service. Crypterium Card users can buy and store Bitcoins, along with 19 other cryptocurrencies in their Crypterium Wallet. The most amazing feature is that the Crypterium Wallet can be utilized both as a mobile and online wallet. Crypterium Card users are provided with a Visa-issued debit card that allows them to pay with cryptocurrencies at over 50 million distribution points worldwide. Crypterium Cards can convert crypto into fiat currency at the current market price. Apart from making crypto transactions easier in Poland, Crypterium Card with improved security measures like a strict know-your-customer (KYC) process and anti-money laundering (AML) features, is also protecting users against cyber scams.
7. Coinbase (NASDAQ:COIN) Card
Coinbase, one of the largest cryptocurrency companies around the globe, has introduced its feature-loaded crypto card that is also available in Poland. With the Coinbase Card, users can enjoy a brokerage service for buying and selling cryptocurrencies. As Coinbase stores the digital coins, users don't have direct control over them, but the kind of security and convenience it provides makes Coinbase Cards a wise pick for crypto enthusiasts in Poland. Even digital stores accept Coinbase cards through the platform's dedicated plugin, which is compatible with popular content management and e-commerce platforms like WooCommerce and Shopify (NYSE:SHOP).
8. Nuri Card
Nuri, formerly known as Bitwala, deserves a place on this list for offering a crypto-friendly banking solution. Nuri provides a fully-fledged bank account supported by SolarisBank. The Nuri Card integrates a cryptocurrency wallet so users can trade and store digital coins alongside fiat currencies.
The Mastercard (NYSE:MA) debit card offered by Nuri is accepted at over 40 million locations worldwide and doesn’t charge any fees, even for ATM withdrawals. Nuri Card users can also earn interest on their Bitcoin holdings. Nuri allows users to gain complete control over private keys and backup phrases to become the sole custodians of their crypto assets.
9. Cryptopay Card
Cryptopay card acts as a simple tool facilitating Bitcoin transactions, not just in Poland but worldwide. Cryptopay card users can access the Bitcoin network while also enjoying the advantage of currency transactions. The VISA debit card by Cryptopay supports Bitcoin amounts, enabling users to make online purchases and ATM withdrawals with the card.
Cryptopay card users can buy, sell, and store Bitcoins—and also other altcoins like Ethereum, Litecoin, and Ripple—in the Cryptopay wallet. As the platform supports multi-currency accounts, users can carry out international transactions easily. The c.Pay prepaid card by Cryptopay is accepted by all merchants allowing transactions through VISA cards.
10. AdvCash Card
Advanced Cash, popularly known as AdvCash, allows a faster and more affordable way to spend crypto for online purchases with its crypto card. AdvCash is an offshore payment provider that is now supporting bulk payment options for online businesses and freelancers. AdvCash card integrates with the user’s e-wallet, connecting virtual debit cards supported by Bitcoins.
All merchants and ATMs that support MasterCard and VISA in Poland will accept AdvCash cards. Besides USD, EUR, and GBP, the AdvCash card supports transactions in RUB. Though there are a few geographical restrictions, the AdvCash card allows access to a payment system that provides a referral program and API technology to enable bulk payments.
Picking the Right Crypto Card in Poland
Choosing the right crypto card from so many options available in the market can be confusing. However, users should first focus on picking a card that helps to manage and spend their digital assets with ease and safety. Bybit Card has been a reputed crypto in not just Poland but globally. Known for its user-friendly features, advanced security structure, and plentiful rewards, Bybit Card has earned the limelight in the Poland digital financial market.
For those prioritizing hassle-free integration with a crypto exchange, the Binance Card can be considered as an option. Users looking for versatile financial services might also find Revolut or Nuri to be the right choices. The Crypto.com Visa Card and Wirex Card are also strong contenders for offering competitive rewards and benefits to frequent spenders.
In this fast-changing cryptocurrency market, these crypto cards have emerged as tools that make crypto transactions easier and safer while also acting as a medium to connect both virtual and real financial worlds.