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Itaú Unibanco Holding S.A. offers a range of financial products and services to individuals and corporate customers in Brazil and internationally. The company operates through three segments: Retail Banking, Wholesale Banking, and Activities with the Market and Corporations. It offers current account; personal and mortgage loans; credit and debit cards; investment and commercial banking services; real estate lending services; financing and investment services; vehicle financing, economic, financial and brokerage advisory; leasing and foreign exchange services; asset management; and capital market solutions, as well as pension plan and premium bond products. The company also provides insurance products, including life and personal accident insurance, property insurance, credit life insurance, and travel insurance. It serves retail customers, account and non-account holders, individuals and legal entities, high income clients, microenterprises, and small companies, as well as middle-market companies and high net worth clients. The company was formerly known as Itaú Unibanco Banco Múltiplo S.A. and changed its name to Itaú Unibanco Holding S.A. in April 2009. The company was incorporated in 1924 and is headquartered in São Paulo, Brazil. Itaú Unibanco Holding S.A. is a subsidiary of IUPAR – Itaú Unibanco Participacões S.A.