Universal Insurance Plc engages in the provision of non-life insurance, risk underwriting, and related financial and hospitality services to commercial, institutional, and individual customers in Nigeria. The company offers motor, agricultural, marine hull and machinery, marine cargo, machinery breakdown, group personal accident, aviation, business interruption, all risks, burglary and housebreaking, and fire and special perils insurance; bond and health care professional indemnity insurance; goods in transit insurance; oil and gas insurance; money insurance; boiler and pressure vessels insurance; engineering, contractors, erection, and plant all risks insurance; fidelity guarantee insurance; machinery breakdown insurance; and occupier's, builders’, and employers’ liability insurance, as well as risk management services. It is also involved in the property investment and asset management businesses. The company operates through branches in Aba, Abuja, Abakaliki, Enugu, Ibadan, Kaduna, Onitsha, Owerri, Port Harcourt, and Umuhia. Universal Insurance Plc was incorporated in 1961 and is headquartered in Lagos, Nigeria.