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Corretora permite que brasileiros invistam nos EUA sem taxas de corretagem

A fintech americana Passfolio está democratizando o acesso a investimentos nos Estados Unidos

 

Passfolio, uma nova fintech de São Francisco (EUA), oferece acesso global a investimentos em ações americanas. A empresa lançou um app que possibilita que pessoas em mais de 170 países1 invistam em ações americanas sem taxas de corretagem2.

A empresa oferece investimentos sem taxas de corretagem, negociação de ações fracionárias e até permite que seus clientes depositem criptomoedas na conta da corretora (esse é um dos motivos que torna a Passfolio um serviço global). Clientes da Passfolio em países como o Brasil também podem facilmente depositar moedas locais no app. 

Com o aplicativo da Passfolio, qualquer pessoa pode ter acesso rápido, fácil e seguro ao investimento em ações, ETFs e REITs dos Estados Unidos por meio de uma corretora registrada na SEC e membro da Securities Investor Protection Corporation (SIPC). A Passfolio também aceita métodos de transferência locais, como TEDs, possibilitando que brasileiros facilmente depositem reais e recebam dólares em suas contas do app no mesmo dia.

O app é um divisor de águas para pessoas no mundo inteiro que querem ter acesso barato, rápido e fácil às oportunidades de investimento nos EUA. Segundo David Gobaud, fundador da Passfolio:

"Na Passfolio, acreditamos que oportunidades de investimento não deveriam ser determinadas por fronteiras. Se alguém no Brasil ou na Nigéria quiser investir nos Estados Unidos, essa pessoa deveria ter um jeito rápido, fácil e seguro de fazer isso. A Passfolio foi criada com a missão de democratizar o acesso aos ativos dos EUA para pessoas do mundo todo."

A receita da empresa vem de fontes como juros sobre o dinheiro não investido. Fora isso, para depósitos ou saques via TED são cobrados uma taxa de conversão de moeda de 1.2% + 0.38% de IOF. Para saques via TED é cobrada uma taxa adicional de R$2.00. A Passfolio disponibiliza informações sobre taxas aqui.

O aplicativo da Passfolio está disponível na App Store e no Google (NASDAQ:GOOGL) Play. Para criar uma conta, você precisa ter pelo menos 18 anos de idade, possuir um documento de identificação válido (Passaporte, Carteira Nacional de Habilitação, ou RG) e possuir um comprovante de endereço em seu nome.

Invista em ações americanas com a Passfolio hoje Quero investir

Disclaimer: 1 Certain services (“Services”) offered through our mobile app are offered only in jurisdictions where it is legal to do so. The availability of the Services over the Internet is not a solicitation for or offering of the Services to any person in any jurisdiction where such solicitation or offering is illegal. We reserve the right to limit the availability of the Services to any person, geographic area, or jurisdiction, at any time and in our sole discretion. We make no representation that the Services are appropriate or available for use in locations outside of United States, or that accessing our mobile app is legally permitted in countries or territories where the Services may be illegal. If you access the Services from other locations, you do so at your own risk and are responsible for compliance with local laws. In particular, we are not authorized by the Brazilian Securities and Exchange Commission (CVM) to offer securities distribution services to investors who reside, are domiciled or incorporated in the Federative Republic of Brazil. The Services are not specifically directed to investors who resident, are domiciled or incorporated in the Federative Republic of Brazil and should not be understood as an offer of services directed to such investors.

2 Please see our disclosures on other charges.

3 Passfolio strives to implement industry standard security measures. Please see https://passfolioapp.com/security for more info

4 Investors should consider the investment objectives, risks, and charges and expenses of an Exchange Traded Fund (“ETF”) carefully before investing. Before investing in any ETF, you should consider its investment objective, risks, charges and expenses. Contact us at support@passfolioapp.com for a prospectus containing this information. Read it carefully. ETFs are subject to market fluctuation and the risks of their underlying investments. ETFs are subject to management fees and other expenses. ETF shares are bought and sold at market price, which may be higher or lower than their NAV, and are not individually redeemed from the fund. Investment returns will fluctuate and are subject to market volatility, so that an investor's shares, when redeemed or sold, may be worth more or less than their original cost. ETFs are subject to risks similar to those of stocks. Some specialized exchange-traded funds can be subject to additional market risks. Leveraged and inverse exchange-traded products are not designed for buy and hold investors or investors who do not intend to manage their investment on a daily basis. These products are for sophisticated investors who understand their risks (including the effect of daily compounding of leveraged investment results), and who intend to actively monitor and manage their investments on a daily basis.

Securities and cryptocurrencies are very different types of assets.

Cryptocurrencies are not securities.

Purchasing cryptocurrencies comes with a number of risks. Please read Passfolio Financial Cryptocurrency Risk Disclosure.

Currency and cryptocurrency exchange services provided by Passfolio Financial LLC, a US Money Services Business registered with FinCEN. Passfolio Financial LLC is not a broker dealer. Cryptocurrencies are not protected by either FDIC or SIPC.

Securities products and services offered to self-directed investors through Passfolio Securities LLC Member FINRA / SIPC. Passfolio Securities, LLC does not provide cryptocurrency-related services. Passfolio Securities LLC is a member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org.

Passfolio Securities LLC, Passfolio Financial LLC and Panchain, Inc. are separate but affiliated companies.

To purchase securities using cryptocurrencies, you must first convert it into U.S. Dollars using Passfolio Financial LLC. You must then move the U.S. Dollar proceeds to your brokerage account at Passfolio Securities LLC where you can use it to buy securities.

Online trading has inherent risk due to system response, execution price, speed, liquidity, market data and access times that may vary due to market conditions, system performance, market volatility, size and type of order and other factors. An investor should understand these and additional risks before trading.

Please see our fractional shares disclosure

Important legal disclosures

Securities products are: Not FDIC insured · Not bank guaranteed · May lose value

Securities products and services offered to self-directed investors through Passfolio Securities LLC Member FINRA / SIPC
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