Simple APR calculator

Annual percentage rate (APR) made easy

When paying back a loan, there is more than just interest you need to factor into your monthly payments. By calculating APR, interest and fees are factored so you are given a more accurate monthly payment amount. Use our free APR calculator to stay one step ahead of your loan payment.

Loan Amount: Total amount you borrowed
Interest rate: percentage of original loan you will pay in the form of interest
Finance charges: Additional fees added to your loan payment, divided over the lifetime of your loan
Term: lifetime of your loan
Prepaid Finance Charges: An upfront charge associated with a loan agreement like administration fees, origination fees and loan insurance