RBC raises Redfin stock price target to $12.50 post Rocket Mortgage deal

Published 04/15/2025, 09:58 AM
RBC raises Redfin stock price target to $12.50 post Rocket Mortgage deal

On Tuesday, RBC Capital Markets adjusted its financial outlook on Redfin Corp. (NASDAQ: NASDAQ:RDFN), increasing the price target to $12.50, up from the previous $8.00, while maintaining a Sector Perform rating on the company’s shares. The revision followed the announcement of Redfin’s acquisition by Rocket Mortgage, a move that analysts at RBC view favorably for Redfin, with no competing bids anticipated. According to InvestingPro data, Redfin’s stock has shown significant volatility with a beta of 2.57, while the company’s overall financial health score remains weak at 1.53 out of 5.

The acquisition by Rocket Mortgage is seen as a strategic step to leverage Redfin’s significant web traffic and its established network of real estate agents to enhance Rocket’s mortgage business. RBC’s new price target of $12.50 represents a multiple of 2.1 times Redfin’s estimated enterprise value to 2026 sales.

Redfin’s acquisition will be executed through an all-stock transaction where each share of Redfin will be exchanged for 0.7926 shares of Rocket Companies Class A stock. The deal values Redfin at approximately $1.75 billion, or $12.50 per share, a valuation that RBC Capital finds justified given the potential synergies of the merger. InvestingPro analysis reveals that Redfin is currently trading at a low revenue valuation multiple, with total debt of $994.9 million weighing on its balance sheet. For deeper insights into Redfin’s valuation metrics and 11 additional ProTips, consider exploring InvestingPro’s comprehensive research report.

Prior to the acquisition, RBC’s valuation of Redfin at $8.00 per share was based on a multiple of 1.5 times the company’s projected enterprise value to 2026 sales. This valuation was below that of Redfin’s peers, which RBC attributed to several factors including Redfin’s lower gross margins, decelerating market share growth, and persistent low inventory levels that offered limited prospects for fundamental improvement.

As of the end of the fourth quarter, Redfin reported having approximately $125 million in cash and cash equivalents, and around $645 million in debt. The positive outlook from RBC reflects the potential for Redfin to enhance its market position and financial performance through the partnership with Rocket Mortgage. InvestingPro data shows that while Redfin’s revenue grew by 6.79% in the last twelve months to $1.04 billion, the company faces profitability challenges with a negative EBITDA of $106.8 million. Analysts currently do not anticipate profitability this year, with an EPS forecast of -$1.27 for FY2025.

In other recent news, Rocket Companies has announced its acquisition of Redfin in an all-stock transaction valued at approximately $1.75 billion. This deal values Redfin shares at $12.50 each and represents a 63% premium over the company’s average stock price prior to the announcement. The acquisition aims to integrate Redfin’s home search platform with Rocket’s mortgage products, potentially enhancing the home buying experience. Rocket Companies anticipates the deal will generate more than $200 million in run-rate synergies by 2027, including substantial cost savings and revenue synergies. The transaction is expected to be accretive to Rocket’s adjusted earnings per share by the end of 2026.

Additionally, Piper Sandler upgraded Redfin’s stock rating from Underweight to Neutral, reflecting the acquisition’s perceived benefits for Redfin shareholders. The analyst firm has adjusted the price target for Redfin stock to align with the $12.50 acquisition price. Rocket Companies’ acquisition of Mr. Cooper Group for $9.4 billion in equity value also marks a significant move in the mortgage servicing landscape. This acquisition is anticipated to create substantial revenue and cost synergies, enhancing Rocket’s mortgage recapture capabilities.

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