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Anthony M. Cherniawski

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More Information

Tony Cherniawski is primarily focused on the delivery of investment advisory services.

Biography for
Anthony M. Cherniawski, CLU, ChFC

Born August 9, 1950 in Caro, Michigan.
The eldest of 14 children, all surviving to the present.
Married to Suzanne since August 26, 1972
Father of 7 children, 3 daughters-in-law and 5 grandchildren

Michigan State University, East Lansing, MI
B.A. Communication Arts / Secondary Education, 1972

Professional Designations:
Chartered Life Underwriter (CLU) 1980
Chartered Financial Consultant (ChFC) 1983
Licensed Insurance Counselor, Michigan
Life and Health Insurance License, Michigan
NASD, Inc. Series 7 and 63 (currently inactive)
Investment Advisor Representative of The Practical Investor, LLC

Business Associations:
Flexible Plan Investments, Ltd., Bloomfield Hills, MI, Portfolio Manager 10/01 – 02/03

Sigma Financial Corporation, Member NASD, Ann Arbor, MI, Registered Representative 01/96 – 12/06

Principal Life Insurance Company, Des Moines, IA, Senior Agent, 09/76 – 12/2006

The Practical Investor, LLC, Holt, MI, President and CIO 10/01 – Present

Professional Organizations:
Society of Financial Service Professionals
Financial Planning Association

Other Activities and Affiliations:

Tony was a regular guest speaker on Michigan Public Radio (WKAR) from 1984 to 2002 and speaks on topics relating to investments and the markets.  His past broadcast activities are at and, where he was a weekly guest.  He has hosted his own radio program called, “Let’s Get Practical” through 2006 in the Mid-Michigan market area.

Tony has contributed articles to the Greater Lansing Business Monthly and has had his weekly newsletter published at and at

Trader Type:    Trader
Preferred Approach:    Not Specific