Vietnam Prosperity Joint Stock Commercial Bank provides various banking products and services to organizations and individuals in Vietnam. The company’s deposit products include current and savings accounts, and term and demand deposits. Its loan portfolio comprises unsecured loans, such as personal consumer loans, overdraft, household business loan, beauty up loan, and education loan; and secured loans, such as business, home, auto, consumer, home repair, and household loan; small and medium enterprise loans, such as auto loan, sectoral finance, invoice mortgage, secured loan for microenterprises, instant loans; and loans secured by valuable papers, syndicated loans, and medium or long-term loans for investment in fixed assets or business projects, as well as business financing services. The company also provides card holder security, health, personal accident, motorcycle, and loan insurance products; remittance, export L/C, import and export collection, border trade payment, trade finance, cash management, and foreign exchange contracts; and collection and payment solutions, Internet and mobile banking, guarantees, and logistics services, as well as debit and credit cards, personal services. As of December 31, 2020, it operated through a network of 62 branches and 167 transaction offices. The company was formerly known as Vietnam Joint Sock Commercial Bank for Private Enterprises and changed its name to Vietnam Prosperity Joint Stock Commercial Bank in July 2010. Vietnam Prosperity Joint Stock Commercial Bank was founded in 1993 and is headquartered in Hanoi, Vietnam.