U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. It offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. The company also provides cash management, capital markets, and trust and investment management services; and ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers. In addition, it offers asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations; and investment and insurance products to its customers principally within its domestic markets, as well as fund administration services to mutual and other funds. Further, the company provides corporate and purchasing card, and corporate trust services; and credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing services. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota.
Market Outlook | Analysts project positive operating leverage for 2025, with price targets ranging from $48 to $65, reflecting varied views on U.S. Bancorp's growth potential |
Leadership Transition | Delve into the implications of Gunjan Kedia's appointment as CEO and potential shifts in U.S. Bancorp's strategy under new leadership |
Strategic Transformation | Explore U.S. Bancorp's investments in digital technology and strategic partnerships, poised to drive future growth and operational efficiency |
Financial Resilience | U.S. Bancorp demonstrates strong fundamentals with a 5.43% dividend yield and an attractive P/E ratio of 9.56, despite recent market pressures |
Metrics to compare | USB | Sector Sector - Average of metrics from a broad group of related Financials sector companies | Relationship RelationshipUSBPeersSector | |
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P/E Ratio | 9.4x | 10.9x | 8.5x | |
PEG Ratio | 0.28 | −0.07 | 0.03 | |
Price / Book | 1.1x | 0.8x | 1.0x | |
Price / LTM Sales | 2.3x | 3.0x | 2.6x | |
Upside (Analyst Target) | 29.6% | 28.9% | 21.2% | |
Fair Value Upside | Unlock | 20.2% | 4.0% | Unlock |