Universal Insurance Holdings Inc (UVE)

NYSE
Currency in USD
23.63
+0.24(+1.03%)
Closed·
After Hours
23.630.00(0.00%)
·
UVE Scorecard
Full Analysis
Short term obligations exceed liquid assets
Trading near 52-week High
Fair Value
Day's Range
23.1225.64
52 wk Range
16.4125.64
Key Statistics
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Prev. Close
23.39
Open
24.91
Day's Range
23.12-25.64
52 wk Range
16.41-25.64
Volume
340.21K
Average Vol. (3m)
174.1K
1-Year Change
17.08%
Book Value / Share
15.03
Fair Value
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Fair Value Upside
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UVE Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
27.00
Upside
+14.26%
Members' Sentiments
Bearish
Bullish
ProTips
Has maintained dividend payments for 20 consecutive years
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Universal Insurance Holdings Inc Company Profile

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. It offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. The company also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.

Industry
Insurance
Employees
1068

Universal Insurance Holdings Inc Earnings Call Summary for Q1/2025

  • Universal Insurance reports Q1 2025 EPS of $1.44, beating $1.12 forecast; revenue reaches $467.08M, exceeding expectations
  • Stock rises 2.74% after-hours; company maintains strong financial health with P/E ratio of 11.76 and market cap of $670.65M
  • Core revenue up 8.2% YoY to $394.9M; direct premiums written increase 4.7% YoY; net combined ratio improves to 95%
  • Company focuses on profitable growth, anticipates favorable reinsurance conditions; EPS forecast at $1.19 for Q2 2025, $3.01 for FY 2026
  • CEO emphasizes profitability focus; CFO highlights conservative financial approach amid market stabilization in Florida
Last Updated: 04/25/2025, 10:38 AM
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Compare UVE to Peers and Sector

Metrics to compare
UVE
Peers
Sector
Relationship
P/E Ratio
10.0x33.5x8.6x
PEG Ratio
−1.180.810.03
Price / Book
1.6x5.4x1.0x
Price / LTM Sales
0.4x7.1x2.6x
Upside (Analyst Target)
14.3%1.7%17.8%
Fair Value Upside
Unlock0.1%3.6%Unlock

Analyst Ratings

1 Buy
0 Hold
0 Sell
Ratings:
1 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 27.00
(+14.26% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 2.36%
Dividend Yield
2.71%
Industry Median 2.44%
Annualized Payout
0.64
Paid quarterly
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Apr 24, 2025
EPS / Forecast
1.44 / 1.12
Revenue / Forecast
467.08M / 459.56M
EPS Revisions
Last 90 days

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FAQ

What Is the Universal Insurance (UVE) Stock Price Today?

The Universal Insurance stock price today is 23.63

What Stock Exchange Does Universal Insurance Trade On?

Universal Insurance is listed and trades on the NYSE stock exchange.

What Is the Stock Symbol for Universal Insurance?

The stock symbol for Universal Insurance is "UVE."

Does Universal Insurance Pay Dividends? What’s The Current Dividend Yield?

The Universal Insurance dividend yield is 2.71%.

What Is the Universal Insurance Market Cap?

As of today, Universal Insurance market cap is 666.13M.

What is Universal Insurance Earnings Per Share?

The Universal Insurance EPS is 2.36.

What Is the Next Universal Insurance Earnings Date?

Universal Insurance will release its next earnings report on Jul 23, 2025.

From a Technical Analysis Perspective, Is UVE a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.
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