United Overseas Insurance Limited (UOI) is engaged in underwriting of general insurance business and reinsurance. The Company's general insurance covers a range of classes of insurance, which include fire, marine, motor, engineering, general accident and liability business. The Company's segments include Singapore Insurance Fund (SIF), which is for insurance business relating to Singapore policies; Offshore Insurance Fund (OIF), which is for insurance business relating to offshore policies and Shareholders' Fund (SHF), which relates to the Company's investment activities of its non-insurance funds. UOI is focused on selling personal insurance through direct marketing, cross-selling corporate insurance to small and medium enterprises (SMEs) and regional businesses. UOI provides management services for Union (2009) Limited. The Company's Singapore and international operations are supported by insurance brokers, agents and international reinsurance companies.