The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States and internationally. The company operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; commercial accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and other that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners’ insurance to individuals through independent agencies and brokers. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.
Future Outlook | Analysts maintain a positive stance with price targets ranging from $268 to $310, citing improved reserves and strong underwriting as key growth drivers |
Market Positioning | Delve into Travelers' competitive edge in commercial lines and its potential to capitalize on softening reinsurance market conditions |
Segment Dynamics | Explore Travelers' commercial lines' robust margins and personal lines' recovery, driving overall positive performance and attractive core margins |
Resilient Performance | Travelers demonstrates strong financial health with a 3.21 score, beating analyst expectations and delivering impressive returns amid market challenges |
Metrics to compare | TRV | Sector Sector - Average of metrics from a broad group of related Financials sector companies | Relationship RelationshipTRVPeersSector | |
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P/E Ratio | 14.2x | 11.3x | 9.1x | |
PEG Ratio | 0.39 | −0.38 | 0.03 | |
Price / Book | 2.1x | 1.6x | 1.0x | |
Price / LTM Sales | 1.3x | 1.2x | 2.7x | |
Upside (Analyst Target) | 6.0% | 9.0% | 14.1% | |
Fair Value Upside | Unlock | 11.2% | 3.0% | Unlock |