- Investing.com
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Kawasaki, Pandora, Polaris, Suzuki, and Sweetwater. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.
Earnings Trajectory | Analysts project EPS growth to $9 by FY 2026, with an average price target of $73.25, reflecting optimism amid economic uncertainties |
Digital Finance Frontie | Learn how Synchrony is capitalizing on the shift to online retail and Buy Now Pay Later services, positioning for growth in evolving consumer finance |
Regulatory Navigation | Delve into Synchrony's proactive strategies to mitigate potential impacts from changing late fee regulations, aiming for neutrality by 2025 |
Credit Resilience | Explore Synchrony's improving credit trends, with stabilizing delinquency rates and net charge-offs aligning with analyst expectations |
Metrics to compare | SYF | Sector Sector - Average of metrics from a broad group of related Financials sector companies | Relationship RelationshipSYFPeersSector | |
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P/E Ratio | 8.1x | 14.5x | 8.9x | |
PEG Ratio | 1.69 | −0.11 | 0.03 | |
Price / Book | 1.5x | 1.0x | 1.0x | |
Price / LTM Sales | 2.7x | 2.5x | 2.7x | |
Upside (Analyst Target) | 0.2% | 13.4% | 12.3% | |
Fair Value Upside | Unlock | 0.8% | 2.9% | Unlock |