PennyMac Financial Services Inc (PFSI)

NYSE
Currency in USD
95.35
-0.85(-0.88%)
Closed·
After Hours
96.00+0.65(+0.68%)
·
PFSI Scorecard
Full Analysis
Net income is expected to grow this year
PFSI is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
93.7495.91
52 wk Range
85.74119.13
Key Statistics
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Prev. Close
95.35
Open
95.56
Day's Range
93.74-95.91
52 wk Range
85.74-119.13
Volume
646.78K
Average Vol. (3m)
391.67K
1-Year Change
4.69%
Book Value / Share
75.9
Fair Value
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Fair Value Upside
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PFSI Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
124.63
Upside
+30.70%
Members' Sentiments
Bearish
Bullish
ProTips
4 analysts have revised their earnings upwards for the upcoming period
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PennyMac Financial Services Inc Company Profile

PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing. The Production segment is involved in the origination, acquisition, and sale of loans. This segment sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan servicing for newly originated loans that are under holding for sale and loans services for others. The segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; offers counseling for delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities comprising modification and forbearance programs. The company was founded in 2008 and is headquartered in Westlake Village, California.

Employees
4457

PennyMac Financial Services Inc SWOT Analysis


Future Outlook
Analysts project EPS growth with targets ranging from $112 to $132, reflecting optimism about PFSI's adaptability and potential in evolving market conditions
Market Positioning
Delve into PFSI's strategic approach to interest rate fluctuations, competitive landscape, and efforts to maintain market share in origination and servicing
Segment Dynamics
Explore PFSI's origination growth and servicing segment's consistent performance, balancing market pressures and opportunities in a volatile environment
Resilient Performance
PennyMac Financial Services demonstrates strong financial results with a 20% operating ROE, surpassing analyst estimates amid challenging market conditions
Read full SWOT analysis

PennyMac Financial Services Inc Earnings Call Summary for Q1/2025

  • PennyMac (PFSI) Q1 2025 EPS at $1.42, missing $2.78 forecast; revenue of $430.9M below $522.21M estimate; stock down 0.41% after-hours
  • Company remains 2nd largest mortgage loan producer, 6th largest servicer; correspondent lending acquisitions down from $28B to $23B
  • Focus on operational efficiencies and AI investments; aims to increase broker direct market share to 10% by 2026
  • CEO David Spector emphasizes strategic positioning and AI focus; company targets mid-to-high teens return on equity
  • Analysts question impacts of Rocket-Mr. Cooper merger and MSR hedging strategy; company highlights tech investments as growth drivers
Last Updated: 04/22/2025, 06:00 PM
Read Full Transcript

Compare PFSI to Peers and Sector

Metrics to compare
PFSI
Peers
Sector
Relationship
P/E Ratio
14.1x4.1x8.8x
PEG Ratio
0.110.010.03
Price / Book
1.3x0.3x1.0x
Price / LTM Sales
1.5x3.0x2.7x
Upside (Analyst Target)
32.0%15.8%13.7%
Fair Value Upside
Unlock1.7%3.7%Unlock

Analyst Ratings

7 Buy
1 Hold
0 Sell
Ratings:
8 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 124.63
(+30.70% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 6.80%
Dividend Yield
1.25%
Industry Median 4.25%
Annualized Payout
1.20
Paid quarterly
5-Years Growth
+27.23%
Growth Streak

Earnings

Latest Release
Apr 22, 2025
EPS / Forecast
1.42 / 2.78
Revenue / Forecast
430.90M / 522.21M
EPS Revisions
Last 90 days

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FAQ

What Is the PennyMac Financial (PFSI) Stock Price Today?

The PennyMac Financial stock price today is 95.35

What Stock Exchange Does PennyMac Financial Trade On?

PennyMac Financial is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for PennyMac Financial?

The stock symbol for PennyMac Financial is "PFSI."

Does PennyMac Financial Pay Dividends? What’s The Current Dividend Yield?

The PennyMac Financial dividend yield is 1.26%.

What Is the PennyMac Financial Market Cap?

As of today, PennyMac Financial market cap is 4.93B.

What Is PennyMac Financial's Earnings Per Share (TTM)?

The PennyMac Financial EPS (TTM) is 6.80.

When Is the Next PennyMac Financial Earnings Date?

PennyMac Financial will release its next earnings report on Jul 30, 2025.

From a Technical Analysis Perspective, Is PFSI a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has PennyMac Financial Stock Split?

PennyMac Financial has split 0 times.
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