Northeast Indiana Bancorp, Inc. is the holding company for First Federal Savings Bank (First Federal). The Company’s personal banking includes checking accounts, direct deposit, debit card, savings accounts, certificate of deposit (CD), retirement accounts, health savings and moola kids’ account. The Company’s business banking includes checking accounts, debit card, merchant services and cash management. The Company loan products include credit cards, personal loans, mortgages, refinance, new construction, home equity, and commercial loans. The Company’s commercial mortgage lending typically involves higher loan principal amounts, and the repayment of these loans is generally dependent on the operation of the property securing the loan or the business conducted on the property securing the loan.