NICO Holdings Limited is a financial services company. The Company is engaged in general insurance, life assurance and pension administration, banking, asset management and information technology. Its segments include Life Insurance and Pension business, General Insurance business, Banking business, Investment Holding, Asset Management and Information Technology. The General Insurance segment operates in Malawi, Zambia, Tanzania and Uganda. The Investment Holding, and Life Insurance and Pension segments operate in Malawi and Mozambique. The Information Technology, Asset Management and Banking segments are operated in Malawi. Its offerings include personal and commercial insurance covers in motor vehicle, building and road construction, among others; individual life products, such as Endowment Assurance and Lien Endowment Assurance; banking services, such as deposit products and credit facilities, and information technology services, such as software solutions and Web solutions.