Flagstar Financial Inc (FLG)

NYSE
Currency in USD
12.970
-0.250(-1.89%)
Closed
After Hours
12.969-0.001(-0.008%)
FLG Scorecard
Full Analysis
6 analysts have revised their earnings upwards for the upcoming period
Fair Value
Day's Range
12.88513.320
52 wk Range
5.10014.430
Key Statistics
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Prev. Close
13.22
Open
13.2
Day's Range
12.885-13.32
52 wk Range
5.1-14.43
Volume
6.59M
Average Vol. (3m)
6.39M
1-Year Change
-11.77%
Book Value / Share
18.53
Fair Value
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Fair Value Upside
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FLG Scorecardpro icon
Company’s Health
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Fair Value
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Fair Pricepro lock
Upsidepro lock
Price Target
13.058
Upside
+0.68%
Members' Sentiments
Bearish
Bullish
ProTips
Suffers from weak gross profit margins
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Flagstar Financial Inc Company Profile

Flagstar Financial, Inc. operates as the bank holding company for Flagstar Bank, N.A. that provides banking products and services in the United States. The company’s deposit products include interest-bearing checking and money market, savings, non-interest-bearing, and retirement accounts, as well as certificates of deposit. Its loan products comprise multi-family loans; commercial real estate loans; acquisition, development, and construction loans; commercial and industrial loans; one-to-four family loans; specialty finance loans and leases; warehouse loans; and other loans, such as home equity lines of credit, boat and recreational vehicle indirect lending, point of sale consumer loans, and other consumer loans, including overdraft loans. The company offers cash management products; non-deposit investment and insurance products; and online banking, mobile banking, and bank-by-phone services. It primarily serves individuals, small and mid-size businesses, and professional associations. The company was formerly known as New York Community Bancorp, Inc. and changed its name to Flagstar Financial, Inc. in October 2024. Flagstar Financial, Inc. was founded in 1859 and is headquartered in Hicksville, New York.

Employees
8766

Flagstar Financial Inc SWOT Analysis


Future Prospects
Analyst price targets for NYCB range from $3.75 to $14.00, with an improved capital position potentially fueling long-term growth and expansion opportunities
Market Dynamics
Learn how NYCB's focus on multi-family loans in New York City differentiates it, while facing challenges from team departures and competitive pressures
Financial Crossroads
Delve into NYCB's mixed financial performance, with projected negative EPS for FY2024 but potential turnaround in FY2025, reflecting proactive management strategies
Strategic Overhaul
Explore NYCB's comprehensive repositioning efforts, including credit evaluation, capital growth, and balance sheet restructuring to navigate challenging financial landscapes
Read full SWOT analysis

Flagstar Financial Inc Earnings Call Summary for

  • NYCB transitions to diversified regional bank, rebranding as Flagstar Financial (FLG); Q3 net loss of $289M or $0.79/share
  • Retail deposits up $2.5B (8%), private banking deposits up $1.8B (11%); CET1 ratio at 11.4%; liquidity improved
  • 2024 loan loss provisions increased to $1.1B-$1.2B; $200M annual expense reduction planned
  • Flat balance sheet through 2026, growth projected in 2027; deposit and loan growth expected late 2025
  • Exiting non-core businesses; $1B in CRE payoffs at par in Q3; focus on risk management and regulatory compliance
Last Updated: 10/25/2024, 03:57 PM
Read Full Transcript

Compare FLG to Peers and Sector

Metrics to compare
FLG
Peers
Sector
Relationship
P/E Ratio
−4.8x10.8x8.9x
PEG Ratio
0.01−0.140.03
Price / Book
0.7x1.0x1.0x
Price / LTM Sales
3.3x3.0x2.8x
Upside (Analyst Target)
2.1%21.3%12.8%
Fair Value Upside
Unlock7.1%3.4%Unlock

Analyst Ratings

4 Buy
10 Hold
0 Sell
Ratings:
14 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 13.058
(+0.68% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS -3.4
Dividend Yield
0.30%
Industry Median 4.29%
Annualized Payout
0.04
Paid quarterly
5-Years Growth
-37.15%
Growth Streak

Earnings

Latest Release
Jan 30, 2025
EPS / Forecast
-0.34 / -0.52
Revenue / Forecast
625.00M / 571.85M
EPS Revisions
Last 90 days

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FAQ

What Is the Flagstar Financial (FLG) Stock Price Today?

The Flagstar Financial stock price today is 12.97

What Stock Exchange Does Flagstar Financial Trade On?

Flagstar Financial is listed and trades on the NYSE stock exchange.

What Is the Stock Symbol for Flagstar Financial?

The stock symbol for Flagstar Financial is "FLG."

Does Flagstar Financial Pay Dividends? What’s The Current Dividend Yield?

The Flagstar Financial dividend yield is 0.30%.

What Is the Flagstar Financial Market Cap?

As of today, Flagstar Financial market cap is 5.37B.

What is Flagstar Financial Earnings Per Share?

The Flagstar Financial EPS is -3.40.

What Is the Next Flagstar Financial Earnings Date?

Flagstar Financial will release its next earnings report on Apr 23, 2025.

From a Technical Analysis Perspective, Is FLG a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.
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