National Bank of Malawi is engaged in the business of commercial banking and stockbroking. The Company provides retail, corporate and investment banking, as well as insurance and pension administration services in Malawi. Its segments include corporate banking, retail banking, treasury and other. Its retail and corporate banking includes savings, deposits, investment savings products, consumer loans, current accounts, overdrafts, loan and other credit facilities, trade finance and corporate leasing. The treasury segment includes financial instruments trading, dealings in foreign currency, stock broking and derivative products. The other segment consists of fund management, custodial services and providing training services. It offers a range of services under categories, such as personal, corporate, and small and medium enterprises (SMEs). Its products and services include currency options, utility bill payments, overdrafts, construction loans and pre-shipment finance.