KD Group dd is a Slovenia-based holding company. It operates four segments, namely Insurance, Investment Fund Management, Banking Services, and Capital Investment and Real Estate. The Group is active in seven fields: property insurance, life insurance, health insurance, financial operations, banking services, capital investment and real estate, as well as fund management. As of December 31, 2011, the Company operated 33 subsidiaries, based in such countries as Slovenia, Romania, the Netherlands, Croatia, Cyprus, Serbia, Uzbekistan, Bosnia and Herzegovina, and British Virgin Islands. As of December 31, 2011, the Company was 70.36%-owned by KD dd. As of July 11, 2012, Factor bank dd acquired a 100% stake in the Company’s subsidiary, KD Banka dd.