Ho Chi Minh City Development Joint Stock Commercial Bank provides various banking services in Vietnam. The company offers term deposit, payment, escrow, and time savings accounts; medium and long-term economic development, working capital, car, real estate, agricultural, secured property, and collateral and non-collateral consumer loans; and intermediary services for the sale/transfer of real estate, and overdraft personal accounts. It also provides commercial finance products, which include import and export finance, and domestic finance products; credits and guarantees; prepaid, credit, and debit cards; international payment services; and cash management services, as well as discounting of commercial notes, bonds, and valuable papers. Additionally, the company offers money transfer and remittance services, foreign exchange services, international trade finance services, and settlement services; asset management services; e-banking services, such as SMS, online, and mobile banking services; and other banking services. As of December 31, 2020, the company operated 67 branches, 238 transaction offices, 1 representative office, and 1 head office. Ho Chi Minh City Development Joint Stock Commercial Bank was founded in 1989 and is headquartered in Ho Chi Minh City, Vietnam.