OppFi Inc (OPFI)

NYSE
Currency in USD
12.210
-0.350(-2.79%)
Closed·
Pre Market
12.340+0.130(+1.06%)
·
OPFI Scorecard
Full Analysis
Net income is expected to grow this year
OPFI is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
12.09012.430
52 wk Range
3.09117.728
Key Statistics
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Prev. Close
12.21
Open
12.27
Day's Range
12.09-12.43
52 wk Range
3.091-17.728
Volume
1.35M
Average Vol. (3m)
1.11M
1-Year Change
274.54%
Book Value / Share
0.93
Fair Value
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Fair Value Upside
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OPFI Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
14.667
Upside
+20.12%
Members' Sentiments
Bearish
Bullish
ProTips
3 analysts have revised their earnings upwards for the upcoming period

OppFi Inc News & Analysis

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OppFi Inc Company Profile

OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. The company was founded in 2012 and is based in Chicago, Illinois.

Employees
445

OppFi Inc SWOT Analysis


Market Positioning
Discover OppFi's unique position in the non-prime lending market and its potential to capitalize on favorable industry trends and economic indicators
Credit Stabilization
Learn how OppFi's improved credit performance and operating leverage are driving profitability and positioning the company for future growth
Financial Resilience
Delve into OppFi's impressive Q1 2024 performance, with adjusted EPS estimates raised to $0.61 for 2024 and a maintained $5.00 price target
Strategic Expansion
Explore OppFi's bold move into SMB lending through its Bitty Advance acquisition, diversifying its portfolio and unlocking new growth avenues
Read full SWOT analysis

OppFi Inc Earnings Call Summary for Q1/2025

  • OppFi Q1 2025 EPS of $0.38 beat forecast by 171%, revenue grew 10% YoY to $140M, stock up 5.77% pre-market
  • Adjusted net income surged 285% to $34M, net originations up 16% to $189M, average yield improved 630 basis points to 136%
  • Full-year 2025 revenue guidance raised to $563-$594M, adjusted net income forecast at $106-$113M, diluted EPS of $1.18-$1.26
  • CEO Todd Schwartz highlighted growth potential and vision to become 'digital financial platform of the future for alternative credit products'
  • Company exploring inorganic growth in small business financing and consumer point-of-sale space, considering share repurchases
Last Updated: 05/07/2025, 10:28 AM
Read Full Transcript

Compare OPFI to Peers and Sector

Metrics to compare
OPFI
Peers
Sector
Relationship
P/E Ratio
−33.1x2.3x9.1x
PEG Ratio
0.090.040.03
Price / Book
14.2x0.7x1.0x
Price / LTM Sales
1.0x1.5x2.7x
Upside (Analyst Target)
18.8%13.6%13.8%
Fair Value Upside
Unlock9.5%3.5%Unlock

Analyst Ratings

2 Buy
1 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 14.667
(+20.12% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS -0.45%
Dividend Yield
2.05%
Industry Median 0.46%
Annualized Payout
0.25
Paid unevenly
5-Years Growth
-
Growth Streak

Earnings

Latest Release
May 07, 2025
EPS / Forecast
0.38 / 0.14
Revenue / Forecast
140.27M / 134.01M
EPS Revisions
Last 90 days

OPFI Income Statement

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FAQ

What Is the OppFi (OPFI) Stock Price Today?

The OppFi stock price today is 12.21

What Stock Exchange Does OppFi Trade On?

OppFi is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for OppFi?

The stock symbol for OppFi is "OPFI."

Does OppFi Pay Dividends? What’s The Current Dividend Yield?

The OppFi dividend yield is 2.05%.

What Is the OppFi Market Cap?

As of today, OppFi market cap is 319.57M.

What Is OppFi's Earnings Per Share (TTM)?

The OppFi EPS (TTM) is -0.45.

When Is the Next OppFi Earnings Date?

OppFi will release its next earnings report on Aug 12, 2025.

From a Technical Analysis Perspective, Is OPFI a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.

How Many Times Has OppFi Stock Split?

OppFi has split 0 times.

How Many Employees Does OppFi Have?

OppFi has 445 employees.

What is the current trading status of OppFi (OPFI)?

As of Jun 16, 2025, OppFi (OPFI) is trading at a price of 12.21, with a previous close of 12.21. The stock has fluctuated within a day range of 12.09 to 12.43, while its 52-week range spans from 3.09 to 17.73.
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