Partners Bancorp, formerly Delmar Bancorp is a bank holding company, which owns The Bank of Delmarva and Viringia Partners Bank. The Bank of Delmarva operates as a commercial bank and provides financial services. The Bank of Delmarva’s loan portfolio includes one-to four-family residential secured loans, commercial real estate loans, construction and land development loans, multifamily loans, commercial and industrial loans, and consumer loans. Bank of Delmarva also provides noninterest bearing demand deposits, savings, negotiable order of withdrawal accounts and money market accounts. Viringia Partners Bank operates approximately three full-service branches in greater Fredericksburg, Virginia. Maryland Partners Bank, a division of Virginia Partners Bank, operates a full-service branch and loan office in La Plata, Maryland and a loan production office in Annapolis, Maryland. Johnson Mortgage Company, an affiliate of Virginia Partners Bank, provides secondary market mortgage loans.