Chang Hwa Commercial Bank Ltd is a Taiwan-based company principally engaged in the provision of financial services. The Company operates through deposit business, loan business, foreign exchange business, credit card business, electronic banking business, trust business, wealth management business, investment business and security business. Its deposit business includes demand deposits, time deposits and interbank deposits. Its loan business includes short-term money lending, medium-term money lending and long-term money lending. Foreign exchange business includes export, import and foreign exchange. Credit card business includes card issuing and card accepting businesses. Its electronic banking services include internet banking, telephone banking and mobile banking. The trust business includes securities trust and real estate trust. Its investment business includes securities investment, short-term bills and the proprietary trading in government bonds.