Banco Occidental de Descuento, Banco Universal, C. A. provides various banking products and services for people and business customers in Venezuela. It offers savings, checking, and current accounts; term deposits; loans for tourism, manufacturing, and agricultural sectors, as well as for constructors; commercial, mortgage, and syndicated loans; micro credit; and credit cards. The company also provides trust services; electronic banking services; payment order, external collection, import and export letters of credit, sponsored link, foreign currency application, and mobilization services request of account funds in dollars; and currency buying and selling services. In addition, it collects national and municipal taxes, as well as receives payments for public services; and offers cashier’s check, collection center, digital account statement, BOD associate, full banking care, and box office integral collection services, as well as payment domicile, payroll, and supplier services. Banco Occidental de Descuento, Banco Universal, C. A. was founded in 1956 and is based in Maracaibo, Venezuela.