Bank Ozk (OZK)

NASDAQ
Currency in USD
44.44
-0.29(-0.65%)
Closed·
After Hours
44.44-0.01(-0.02%)
·
OZK Scorecard
Full Analysis
Has raised its dividend for 28 consecutive years
OZK is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
43.7244.70
52 wk Range
35.7153.64
Key Statistics
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Prev. Close
44.73
Open
43.76
Day's Range
43.72-44.7
52 wk Range
35.71-53.64
Volume
608.64K
Average Vol. (3m)
1.34M
1-Year Change
-4.43%
Book Value / Share
48.35
Fair Value
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Fair Value Upside
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OZK Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
50.63
Upside
+13.92%
Members' Sentiments
Bearish
Bullish
ProTips
8 analysts have revised their earnings upwards for the upcoming period
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Bank Ozk Company Profile

Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services in the United States. The company offers deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It also provides trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that include trustee, paying agent and registered transfer agent services, and other related services; and treasury management services, which include automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. In addition, the company offers real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.

Employees
3096

Bank Ozk SWOT Analysis


Market Sentiment
Analyst price targets range from $37 to $60, reflecting diverse views on Bank OZK's risk profile and growth potential amid its strategic shift and credit exposure concerns.
Financial Resilience
Discover how Bank OZK maintains a strong profitability profile with a 14% ROE and 9.32% revenue growth, despite facing potential headwinds in its strategic transition.
Credit Risk Spotlight
Delve into the concerns surrounding Bank OZK's significant exposure to large-scale projects and life science construction, including the $915 million Echo Street West loan.
Strategic Pivot
Explore Bank OZK's bold move towards diversification, aiming to reduce reliance on CRE and construction lending while potentially impacting short-term profitability.
Read full SWOT analysis

Bank Ozk Earnings Call Summary for Q1/2025

  • Bank OZK reported Q1 2025 EPS of $1.47, beating forecast by 4.26%. Revenue reached $409.23M, exceeding expectations. Stock rose 4.19% post-earnings.
  • Company launched new natural resources group and plans 34 new branches in 2025. Maintained guidance for mid to high single-digit loan growth.
  • Loan growth of 3.8% in Q1. Cost of interest-bearing deposits decreased by 29 basis points. Dividend growth streak of 28 years with 4.37% yield.
  • CEO emphasized growth and diversification strategy. CFO highlighted conservative approach, consistently weighting to downside scenarios.
  • Risks include economic uncertainties, high non-interest expense growth, and potential impact of elevated loan repayments on future earnings.
Last Updated: 04/17/2025, 09:50 AM
Read Full Transcript

Compare OZK to Peers and Sector

Metrics to compare
OZK
Peers
Sector
Relationship
P/E Ratio
7.2x0.0x8.9x
PEG Ratio
3.350.000.03
Price / Book
0.9x0.0x1.0x
Price / LTM Sales
3.4x0.0x2.7x
Upside (Analyst Target)
11.4%0.0%14.0%
Fair Value Upside
Unlock0.0%3.7%Unlock

Analyst Ratings

2 Buy
6 Hold
1 Sell
Ratings:
9 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 50.63
(+13.92% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 6.13%
Dividend Yield
3.87%
Industry Median 4.25%
Annualized Payout
1.72
Paid quarterly
5-Years Growth
+10.58%
Growth Streak

Earnings

Latest Release
Apr 16, 2025
EPS / Forecast
1.47 / 1.41
Revenue / Forecast
409.23M / 403.20M
EPS Revisions
Last 90 days

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FAQ

What Is the Bank Ozk (OZK) Stock Price Today?

The Bank Ozk stock price today is 44.44

What Stock Exchange Does Bank Ozk Trade On?

Bank Ozk is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Bank Ozk?

The stock symbol for Bank Ozk is "OZK."

Does Bank Ozk Pay Dividends? What’s The Current Dividend Yield?

The Bank Ozk dividend yield is 3.87%.

What Is the Bank Ozk Market Cap?

As of today, Bank Ozk market cap is 5.00B.

What Is Bank Ozk's Earnings Per Share (TTM)?

The Bank Ozk EPS (TTM) is 6.13.

When Is the Next Bank Ozk Earnings Date?

Bank Ozk will release its next earnings report on Jul 17, 2025.

From a Technical Analysis Perspective, Is OZK a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Bank Ozk Stock Split?

Bank Ozk has split 4 times.
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