AU Small Finance Bank Limited engages in the provision of various banking and financial services in India. The company operates through Treasury, Retail Banking, Wholesale Banking, and Other Banking Operations segments. It provides saving, salary, term, current, escrow, trade, fixed, RERA, and recurring deposit accounts; and debit and credit cards, as well as safe deposit locker services. The company also offers vehicle loans for cars, two-wheelers, tractors, and commercial vehicles, as well as construction equipment; personal, home, gold, business, agriculture, working capital, and construction loans; and financial institutional lending services. In addition, it provides life, health, general, fire, SME, and motor insurance; mutual funds and national pension system; overdraft, cash credit, bank guarantee, and letters of credit; and internet and mobile banking, collection and receivables, and payment and other merchant payment services. Further, the company provides government banking services to central government, state governments, central and state public sector undertakings, boards, defense, urban local bodies, and other government departments. It operates through its bank branches, correspondents banking outlets, business correspondents, and ATMs. The company was formerly known as AU Financiers (India) Limited and changed its name to AU Small Finance Bank Limited in May 2017. AU Small Finance Bank Limited was incorporated in 1996 and is headquartered in Jaipur, India.
Metrics to compare | AUFI | Peers Peers - average of corresponding metrics from companies closely matching AUFI: SURYODAY, IDFCFIRSTB, INDUSINDBK, KOTAKBANK, KARURVYSYA | Sector Sector - Average of metrics from a broad group of related Financials sector companies | Relationship RelationshipAUFIPeersSector |
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P/E Ratio | 31.1x | 11.1x | 8.7x | |
PEG Ratio | 10.66 | 0.52 | 0.03 | |
Price / Book | 4.1x | 1.6x | 1.0x | |
Price / LTM Sales | 7.2x | 3.4x | 2.7x | |
Upside (Analyst Target) | 5.0% | 20.2% | 11.7% | |
Fair Value Upside | Unlock | 18.5% | 2.8% | Unlock |