Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. The company’s platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. The company has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. Its merchants represent a range of industries, including sporting goods and outdoors, home and lifestyle, travel and ticketing, electronics, fashion and beauty, equipment and auto, and general merchandise. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.
Regulatory Landscape | Learn how a potentially favorable regulatory environment could reduce risks and support Affirm's growth, with analyst targets ranging from $50 to $85 |
Market Expansion | Delve into Affirm's UK market entry and Apple Pay integration, potentially boosting GMV and broadening its global footprint |
Financial Trajectory | Explore Affirm's path to profitability, with analysts projecting core EPS to reach $3.93 by 2027 and revenue growth exceeding 20% annually |
BNPL Pionee | Affirm leads the Buy Now, Pay Later revolution, reshaping consumer finance with innovative payment solutions and strategic partnerships |
Metrics to compare | AFRM | Sector Sector - Average of metrics from a broad group of related Technology sector companies | Relationship RelationshipAFRMPeersSector | |
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P/E Ratio | −255.7x | 6.8x | 8.9x | |
PEG Ratio | −2.80 | −0.14 | 0.03 | |
Price / Book | 5.5x | 2.3x | 1.0x | |
Price / LTM Sales | 5.3x | 2.5x | 2.7x | |
Upside (Analyst Target) | 35.9% | 29.8% | 14.0% | |
Fair Value Upside | Unlock | 30.9% | 3.8% | Unlock |