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Investing Privacy Notice for California Residents

Last Revised: June 29, 2020

Introduction

This notice ("Privacy Notice") addresses the specific disclosure requirements under the California Consumer Privacy Act of 2018 (Cal. Civ. Code §§ 1798.100–1798.199) and the California Consumer Privacy Act Regulation by the Attorney General (collectively, "CCPA”). Any terms defined in the CCPA have the same meaning when used in this Privacy Notice.

Fusion Media Limited (“we”, "us", "our" or the "Company") provides disclosures for the 12 months preceding the date the Privacy Notice was last revised, as required by the CCPA vis-à-vis California residents.

This Privacy Notice outlines our practices with respect to the information we collect from you when you use the investing website (www.investing.com) and mobile app ("Service"), the manners in which we use such information and the choices available for you.

By accessing, downloading or using our Service, you acknowledge that you have read and understood the terms of this Privacy Notice. If you disagree to any term provided herein, please do not install or use the Service.

In addition to this policy, please also review our Privacy Policy and Terms and Conditions, which this Privacy Notice is incorporated thereto by reference, along with such other policies of which you may be notified of by us from time to time.

In our Privacy Notice, you will learn about:

  • What Information We Process
  • Sources of Personal Information
  • Business/Commercial Purpose for Collection
  • Sharing Personal Information
  • Selling Personal Information
  • User Rights Under the CCPA
  • Non Discrimination
  • Do Not Track Signals
  • Record Keeping
  • Children's Information
  • Updates or Amendments to the Privacy Notice
  • How to Contact Us

If you have a visual disability, you may be able to use a screen reader or other text-to-speech or text-to-Braille tool to review the contents of this Privacy Notice.

What Information We Process?

We may collect and process certain information that identifies an individual or may with reasonable effort identify an individual (“Personal Information”). We treat information that is specifically connected or linked to any Personal Information – as long as such connection or linkage exists – as Personal Information.

We may also disclose Personal Information we have collected with our service providers for a business purpose (as further detailed in “Business/Commercial Purpose for Collection” section below), subject to a contract that describes the purpose and restricts the use of Personal Information disclosed, or with other third parties for a commercial purpose, which may be considered a sale under the CCPA, as detailed in the following chart:

In the 12 preceding months, we have collected, disclosed and/or sold the following categories of Personal Information:

Category of Personal Information Collected Personal Information Collected Categories of service providers to whom Personal Information was disclosed Categories of third parties to whom Personal Information was sold
Identifiers Full name, email address, physical address, IP, social media credentials and identifiers Affiliate Companies
Ad networks
Data analytics providers
Email and cloud providers
Auditors and advisors
Other users
Ad networks
Data analytics providers
Personal Information Categories listed in the California Customer Records Statute (Cal. Civ. Code § 1798.80(e)) Telephone number Affiliate Companies
Email and cloud providers
Auditors and advisors
Protected classification characteristics under California or federal law Date of birth Affiliate Companies
Data analytics providers
Email and cloud providers
Auditors and advisors
Internet or Other Electronic Network Activity Information Browsing history, search history, information on a consumer’s interaction with a website, application, or advertisement. Affiliate Companies
Ad networks
Data analytics providers
Email and cloud providers
Auditors and advisors
Ad networks
Data analytics providers
Geolocation Data Approximate geolocation Affiliate Companies
Ad networks
Data analytics providers
Email and cloud providers
Auditors and advisors
Data analytics providers

We may share or transfer Personal Information to third parties as assets that are part of a merger, acquisition, bankruptcy or other transaction in which the third party assumes control of all or part of the Company. Such transfer will be handled according to the requirement of the CCPA and shall not be regarded as a sale of Personal Information under the CCPA.

Sources of Personal Information

In the 12 preceding months, we have collected the above-mentioned categories of Personal Information from the following categories of sources:

  • Consumer directly;
  • Advertising networks;
  • Data analytics providers;
  • Operating Systems;
  • Social Networks;

Business/Commercial Purpose for Collection

Company only collects and processes Personal Information in a way that is compatible with and relevant for the purpose for which it was collected or authorized. As a general matter, for all categories of data we collect, we may use the information we collect (including Personal Information, to the extent applicable) to:

  • provide, operate, maintain, improve, and promote the Service;
  • enable you to access and use the Service;
  • send transactional messages, including responses to your comments, questions, and requests; provide customer service and support; and send you technical notices, updates, security alerts, and support and administrative messages;
  • send commercial communications, in accordance with your communication preferences, such as providing you with information about products and services, features, surveys, newsletters, offers, promotions and events about us and our partners; and send other news or information about us and our partners.
  • monitor and analyze trends, usage, and activities in connection with the Service and for marketing or advertising purposes;
  • comply with legal obligations as well as to investigate and prevent fraudulent transactions, unauthorized access to the Services, and other illegal activities;
  • personalize the Service, including by providing features, content or ads that match your interests and preferences; and
  • process for other purposes for which we obtain your consent.

User Rights under the CCPA

The CCPA provides consumers with specific rights regarding their Personal Information. This section describes your CCPA rights and explains how to exercise those rights.

Access to Personal Information

You may request, up to two times each year, that we disclose to you the categories and specific pieces of Personal Information that we have collected about you, the categories of sources from which your Personal Information is collected, the business or commercial purpose for collecting your Personal Information, the categories of Personal Information that we disclosed for a business purpose, any categories of Personal Information about you that we sold, the categories of third-parties with whom we have shared your Personal Information, and the business or commercial purpose for selling your Personal Information, if applicable.

Deletion Requests

You have the right to request that we delete any Personal Information collected from you and retained, unless an exception applies.

Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers, subcontractors, and consultants to delete) your Personal Information, unless an exception applies.

Right to Opt-Out of the Sale of Personal Information

In the event that we sell your Personal Information, you have the right to submit a request to opt-out of the sale of your Personal Information. You may change your decision at any time and permit us to sell your Personal Information.

If you do not want us to sell your Personal Information to third parties, please click here.

After you opt-out, we may continue to share some Personal Information with our partners (who will function as our service providers in such instance) to help us perform business-related functions such as, but not limited to, providing the Service, ensuring that the Service is working correctly and securely, providing aggregate statistics and analytics and/or preventing fraud. If you access our Service from other devices or browsers, visit the links below from those devices or browsers to ensure your choice applies to the Personal Information collected when you use those devices or browsers.

Additionally, although clicking the “Do Not Sell My Personal Information” link will opt you out of the sale of your Personal Information for advertising purposes, it will not opt you out of the use of previously collected and sold Personal or all interest-based advertising. If you would like more information about how to opt-out of interest-based advertising in desktop and mobile browsers on a particular device, please visit http://optout.aboutads.info/#/ and http://optout.networkadvertising.org/#. You may also download the AppChoices app at http://www.aboutads.info/appchoices to opt-out in connection with mobile apps, or use the platform controls on your mobile device to opt-out.

Exercising Your Rights

You can exercise your rights (such as access and deletion) by submitting a verifiable consumer request to our email address: dpofficer@fusionmedialtd.com or to our physical address in the "How to Contact Us" section below.

Only you or a person authorized to act on your behalf may make a consumer request related to your Personal Information.

The request must:

  • Provide sufficient information to allow us to reasonably verify you are the person about whom we collected Personal Information or an authorized representative.
  • Describe your request with sufficient details to allow us to properly understand, evaluate, and respond to it.
  • We cannot respond to your request or provide you with Personal Information if we cannot verify your identity or authority to make the request and confirm the Personal Information relates to you. Making a verifiable consumer request does not require you to create an account with us. We will only use Personal Information provided in a verifiable consumer request to verify the requestor's identity or authority to make the request. We will only use Personal Information provided in a verifiable consumer request to verify the requestor's identity or authority to make the request.

You may only request a copy of your data twice within a 12-month period.

If you have any general questions about the Personal Information that we collect about you how we use it, please contact us at dpofficer@fusionmedialtd.com.

Response Timing and Format

Our goal is to respond to a verifiable consumer request within 45 days of its receipt. If we require more time, we will inform you of the reason and extension period in writing within the first 45 days' period. We will deliver our written response, by mail or electronically, at your option. Any disclosures we provide will cover only the 12-month period preceding the request. If reasonably possible, we will provide your Personal Information in a format that is readily useable and should allow you to transmit the information without hindrance.

We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.

In case of rejection, the response we provide will explain the reasons for which we cannot comply with your request.

Please note that these CCPA rights are not absolute and requests are subject to any applicable legal requirements, including legal and ethical reporting or document retention obligations.

Designating Agents

You can designate an authorized agent to make a request under the CCPA on your behalf if:

  • The authorized agent is a natural person or a business entity registered with the Secretary of State of California; and
  • You sign a written declaration that you authorize the authorized agent to act on your behalf.

If you use an authorized agent to submit a request to exercise your right to know or your right to request deletion, please mail a certified copy of your written declaration authorizing the authorized agent to act on your behalf using the contact information below.

If you provide an authorized agent with power of attorney pursuant to Probate Code sections 4000 to 4465, it may not be necessary to perform these steps and we will respond to any request from such authorized agent in accordance with the CCPA.

Non-Discrimination

You have a right not to receive discriminatory treatment for exercising your privacy rights under the CCPA.

Unless permitted by the CCPA, we will not:

  • Deny you goods or services.
  • Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.
  • Provide you a different level or quality of goods or services.
  • Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.

Record Keeping

We will maintain records of consumer requests made pursuant to the CCPA and our responses to said requests for a minimum period of 24 months. Such information will be used for any other purpose other than records keeping requirements under the CCPA or other legal requirements such as law, court order, subpoena, warrant or other legal judicial process.

Below are metrics about the number of requests we received and the median number of days it took us to respond to such requests:

Type of Request Number of Requests Median Number of Days to Respond
Right to Know
Right to Delete
Right to Opt-Out of a Sale

Children's Information

Our Service is not intended for minors below the age of 16 years or otherwise below the legal age for providing consent that is not subject to authorization by the holder of parental responsibility, in accordance with the laws in the jurisdiction your reside (“Age of Consent”), and we will not knowingly collect Personal Information from children. If we become aware that a user is under the age of Age of Consent, we will remove their information from our files. We reserve the right to request proof of age at any stage so that we can verify that children are not using the Service.

Updates or Amendments to the Privacy Notice

We reserve the right to change this Privacy Notice at any time, so please re-visit this page frequently. We will provide notice of substantial changes of this Privacy Notice on the Service and/or we will send you an e-mail regarding such changes to the e-mail address that you volunteered. Such substantial changes will take effect seven (7) days after such notice was provided on any of the above-mentioned methods. Otherwise, all other changes to this Privacy Notice are effective as of the stated “Last Revised” date, and your continued use of the Service after the Last Revised date will constitute acceptance of, and agreement to be bound by, those changes.

How to Contact Us

If you have any questions (or comments) concerning this Privacy Notice, you are welcome to contact our Data Protection Officer here: dpofficer@fusionmedialtd.com or through the following contact details:

Fusion Media Limited
Attn: Data Protection Officer
OMC Chambers
Wickhams Cay 1
Road Town,
Tortola,
British Virgin Islands

We will make an effort to reply within a reasonable timeframe. Please feel free to reach out to us at any time.

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