I am an actuary who has been writing about oil limits and their impact on the financial system and on insurance companies since 2006. My blog is OurFiniteWorld.com. I am also a contributor / editor at TheOilDrum.com, where I write under the name "Gail the Actuary." My posts are featured on a number of sites, including FinancialSense.com, OilPrice.com, and EnergyBulletin.net. I am also a frequent speaker on these issues.